Health insurance guide
What you need to know about deductibles, models and switching insurer, and where the industry would rather keep you in the dark. All figures come from official sources.
The Price Consistency Rating, based on eight years of FOPH premiums: price, consistency, loyalty, tariffs and reserves.
All the large insurers compared, with reserves and price consistency score. Figures from the FOPH.
CHF 70 for basic health insurance, up to 16 monthly premiums for supplementary insurance. How to protect yourself.
At 26 the young adult discount ends. In the same tariff that can mean up to two thirds more.
CHF 300 or 2'500: break-even point, worked examples and a clear recommendation.
All basic health insurance models explained, with the 2027 discounts.
Who pays, what applies abroad, and does an accident count towards your deductible?
Signed letter as a PDF, addresses of all insurers and which ones accept cancellation by email.
How much premiums are rising in every canton and at every insurer.
Compare premiums for your postcode
All insurers, official premiums, with price consistency score.
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