Health insurance Aargau: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Aargau costs CHF 363.70 per month in 2027 (Agrisano, Telmed, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Aargau 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | AgrisanoTelmed · AGRIsmart | CHF 363.70 | +5.9% |
| 2 | SanitasFamily doctor · Hausarztmodell 1 | CHF 367.85 | +5.0% |
| 3 | AtupriHMO · HMO | CHF 370.40 | +6.0% |
| 4 | ConcordiaHMO · HMO | CHF 371.60 | +5.4% |
| 5 | AvenirHMO · OptiMed (Ärztenetz) | CHF 372.80 | +5.6% |
| 6 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 374.00 | +3.9% |
| 7 | EGKTelmed · EGK-TelCare | CHF 374.20 | +5.9% |
| 8 | AssuraTelmed · MediTel | CHF 376.50 | new |
| 9 | AquilanaFamily doctor · CASAMED | CHF 379.90 | +5.4% |
| 10 | ÖKKHMO · ÖKK CASAMED HMO | CHF 380.70 | +2.3% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 548.80 | +4.0% |
| 2 | Sumiswalder | CHF 555.50 | +5.2% |
| 3 | KK Wädenswil | CHF 558.00 | +3.8% |
| 4 | KK Luzerner Hinterland | CHF 566.00 | +9.0% |
| 5 | Sanitas | CHF 570.30 | +3.6% |
| 6 | Atupri | CHF 575.20 | +5.0% |
| 7 | EGK | CHF 575.30 | +4.5% |
| 8 | Aquilana | CHF 577.50 | +4.0% |
| 9 | vita surselva | CHF 582.00 | +5.2% |
| 10 | Concordia | CHF 584.60 | +4.0% |
Consistently cheap in the canton of Aargau
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Agrisano | 8.9 | 4 of 8 |
| Concordia | 8.8 | 4 of 8 |
| Aquilana | 8.3 | 4 of 8 |
| Sanitas | 8.2 | 3 of 8 |
| Atupri | 7.5 | 5 of 8 |
Agrisano is the most price-consistent health insurer in the canton of Aargau in 2027.
How much each insurer raises premiums in the canton of Aargau
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +5.7%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| ÖKK | CHF 585 | +1.7% |
| KK Steffisburg | CHF 608 | +2.0% |
| sana24 | CHF 604 | +2.1% |
| KPT | CHF 596 | +3.0% |
| Galenos | CHF 606 | +3.1% |
| Philos | CHF 630 | +3.2% |
| Sanitas | CHF 570 | +3.6% |
| Swica | CHF 645 | +3.7% |
| KK Wädenswil | CHF 558 | +3.8% |
| Concordia | CHF 585 | +4.0% |
| Aquilana | CHF 578 | +4.0% |
| Agrisano | CHF 549 | +4.0% |
| rhenusana | CHF 599 | +4.0% |
| Mutuel | CHF 627 | +4.0% |
| SLKK | CHF 594 | +4.2% |
| Visana | CHF 628 | +4.3% |
| EGK | CHF 575 | +4.5% |
| Atupri | CHF 575 | +5.0% |
| Sumiswalder | CHF 556 | +5.2% |
| vita surselva | CHF 582 | +5.2% |
| Birchmeier | CHF 604 | +6.5% |
| Helsana | CHF 615 | +6.8% |
| Assura | CHF 616 | +7.3% |
| Avenir | CHF 622 | +7.4% |
| Vivao Sympany | CHF 615 | +8.7% |
| KK Luzerner Hinterland | CHF 566 | +9.0% |
| CSS | CHF 614 | +9.1% |
Frequently asked questions
Which health insurer is cheapest in the canton of Aargau in 2027?
For adults with a 2'500 deductible and accident cover, Agrisano (Telmed) is the cheapest at CHF 363.70 per month, across the whole canton. In the standard model with a 300 deductible it is Agrisano at CHF 548.80.
How much are health insurance premiums rising in 2027 in the canton of Aargau?
The standard premium for adults with a 300 deductible rises by +5.7% on average in the canton of Aargau, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.