ÖKK premiums 2027
In 2027, ÖKK becomes 3.4% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Administrative costs 2024: CHF 218 per insured person (average of all insurers CHF 193), 2018: CHF 172. 2025: advertising CHF 5, broker commissions CHF 18. Source: FOPH. All insurers compared
ÖKK 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from ÖKK in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 473.40HMO · Rank 10 of 27 | CHF 354.10HMO · Rank 10 of 27 |
| Appenzell Ausserrhoden | CHF 431.40HMO · Rank 4 of 23 | CHF 312.10HMO · Rank 4 of 23 |
| Appenzell Innerrhoden | CHF 352.90HMO · Rank 2 of 23 | CHF 233.60HMO · Rank 2 of 23 |
| Basel-Landschaft | CHF 538.10HMO · Rank 2 of 23 | CHF 424.80Family doctor · Rank 4 of 23 |
| Basel-Stadt | CHF 569.70HMO · Rank 6 of 23 | CHF 450.40HMO · Rank 6 of 23 |
| Bern | CHF 562.30HMO · Rank 10 of 26 | CHF 450.70HMO · Rank 13 of 26 |
| Fribourg | CHF 498.90Family doctor · Rank 9 of 23 | CHF 379.60Family doctor · Rank 8 of 23 |
| Geneva | CHF 627.20Family doctor · Rank 16 of 21 | CHF 507.90Family doctor · Rank 16 of 21 |
| Glarus | CHF 445.30Family doctor · Rank 9 of 26 | CHF 326.00Family doctor · Rank 9 of 26 |
| Graubünden | CHF 447.00Family doctor · Rank 3 of 24 | CHF 327.70Family doctor · Rank 3 of 24 |
| Jura | CHF 574.70Family doctor · Rank 13 of 21 | CHF 455.40Family doctor · Rank 12 of 21 |
| Lucerne | CHF 467.40HMO · Rank 10 of 25 | CHF 348.10HMO · Rank 10 of 25 |
| Neuchâtel | CHF 573.40Family doctor · Rank 10 of 21 | CHF 454.10Family doctor · Rank 10 of 21 |
| Nidwalden | CHF 402.20HMO · Rank 3 of 26 | CHF 282.90HMO · Rank 4 of 26 |
| Obwalden | CHF 400.60HMO · Rank 4 of 26 | CHF 281.30HMO · Rank 3 of 26 |
| Schaffhausen | CHF 468.60HMO · Rank 1 of 23 | CHF 357.00HMO · Rank 2 of 23 |
| Schwyz | CHF 422.40HMO · Rank 3 of 28 | CHF 303.00HMO · Rank 2 of 28 |
| Solothurn | CHF 494.30HMO · Rank 2 of 25 | CHF 374.90HMO · Rank 2 of 25 |
| St. Gallen | CHF 460.00HMO · Rank 1 of 25 | CHF 348.40HMO · Rank 3 of 25 |
| Thurgau | CHF 436.30HMO · Rank 2 of 23 | CHF 324.70HMO · Rank 4 of 23 |
| Ticino | CHF 602.00HMO · Rank 8 of 21 | CHF 490.40HMO · Rank 11 of 21 |
| Uri | CHF 386.80HMO · Rank 2 of 26 | CHF 267.50HMO · Rank 1 of 26 |
| Valais | CHF 483.80Family doctor · Rank 6 of 24 | CHF 364.50Family doctor · Rank 6 of 24 |
| Vaud | CHF 567.50Family doctor · Rank 11 of 21 | CHF 448.20Family doctor · Rank 10 of 21 |
| Zug | CHF 361.70HMO · Rank 15 of 27 | CHF 250.10HMO · Rank 18 of 27 |
| Zurich | CHF 556.30HMO · Rank 18 of 27 | CHF 443.20Family doctor · Rank 19 of 27 |
In 2027, ÖKK is the cheapest of all insurers in: Uri.
ÖKK models
Besides the standard model with free choice of doctor, ÖKK offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: ÖKK CASAMED SELECT
- Family doctor: ÖKK CASAMED HAUSARZT
- HMO: ÖKK CASAMED HMO
- Telmed: ÖKK CASAMED 24
Cancel ÖKK
Your cancellation of basic insurance must reach ÖKK by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
ÖKK Kranken- und Unfallversicherungen AG
Bahnhofstrasse 13
7302 Landquart
Create a cancellation letter to ÖKK, ready to print.
Frequently asked questions
How much are ÖKK premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at ÖKK by +3.4% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is ÖKK cheap?
For adults without accident cover and a 2'500 deductible, ÖKK is among the three cheapest insurers in 8 of 26 cantons in 2027 and the cheapest of all in 1 canton. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel ÖKK?
Your cancellation must reach ÖKK by 30 November 2026; you then switch on 1 January 2027. Address: ÖKK Kranken- und Unfallversicherungen AG, Bahnhofstrasse 13, 7302 Landquart.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology