Health insurance Thurgau: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Thurgau costs CHF 336.50 per month in 2027 (Atupri, HMO, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Thurgau 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | AtupriHMO · HMO | CHF 336.50 | +5.3% |
| 2 | ConcordiaHMO · HMO | CHF 339.70 | +2.8% |
| 3 | AgrisanoTelmed · AGRIsmart | CHF 342.80 | +7.4% |
| 4 | SanitasFamily doctor · Hausarztmodell 1 | CHF 345.75 | +3.2% |
| 5 | SLKKTelmed · SmartMed | CHF 347.70 | +1.0% |
| 6 | ÖKKHMO · ÖKK CASAMED HMO | CHF 349.10 | +1.3% |
| 7 | AvenirTelmed · SanaTel (Telemedizin) | CHF 351.00 | +3.1% |
| 8 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 352.40 | +3.9% |
| 9 | EGKTelmed · EGK-TelCare | CHF 353.80 | +4.2% |
| 10 | HelsanaTelmed · Helsana BeneFit PLUS Telemed | CHF 356.30 | +3.0% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 524.60 | +5.0% |
| 2 | ÖKK | CHF 533.00 | +0.9% |
| 3 | Atupri | CHF 539.80 | +3.3% |
| 4 | SLKK | CHF 540.90 | +4.1% |
| 5 | Sumiswalder | CHF 544.80 | +3.3% |
| 6 | Sanitas | CHF 544.90 | +2.3% |
| 7 | Concordia | CHF 550.50 | +2.0% |
| 8 | Galenos | CHF 555.50 | +2.8% |
| 9 | rhenusana | CHF 556.10 | +4.0% |
| 10 | EGK | CHF 560.50 | +3.0% |
Consistently cheap in the canton of Thurgau
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Concordia | 9.6 | 5 of 8 |
| Agrisano | 8.9 | 4 of 8 |
| ÖKK | 8.2 | 1 of 8 |
| Sanitas | 8.0 | 4 of 8 |
| Atupri | 7.8 | 6 of 8 |
Concordia is the most price-consistent health insurer in the canton of Thurgau in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | GalenosTelmed · Combi Care | CHF 303.30 | CHF 336.00 | +10.8%Market +5.9% | 12 of 23 |
How much each insurer raises premiums in the canton of Thurgau
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.1%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| ÖKK | CHF 533 | +0.9% |
| vita surselva | CHF 562 | +1.8% |
| Concordia | CHF 550 | +2.0% |
| Avenir | CHF 570 | +2.3% |
| Sanitas | CHF 545 | +2.3% |
| Galenos | CHF 556 | +2.8% |
| KPT | CHF 569 | +3.0% |
| EGK | CHF 560 | +3.0% |
| sana24 | CHF 611 | +3.0% |
| Atupri | CHF 540 | +3.3% |
| Sumiswalder | CHF 545 | +3.3% |
| Helsana | CHF 577 | +3.4% |
| rhenusana | CHF 556 | +4.0% |
| SLKK | CHF 541 | +4.1% |
| Swica | CHF 576 | +4.5% |
| Visana | CHF 600 | +4.7% |
| Agrisano | CHF 525 | +5.0% |
| Assura | CHF 607 | +5.4% |
| CSS | CHF 573 | +5.9% |
| Aquilana | CHF 637 | +6.0% |
| Mutuel | CHF 600 | +8.1% |
| Philos | CHF 652 | +12.0% |
| Vivao Sympany | CHF 610 | +13.4% |
Frequently asked questions
Which health insurer is cheapest in the canton of Thurgau in 2027?
For adults with a 2'500 deductible and accident cover, Atupri (HMO) is the cheapest at CHF 336.50 per month, across the whole canton. In the standard model with a 300 deductible it is Agrisano at CHF 524.60.
How much are health insurance premiums rising in 2027 in the canton of Thurgau?
The standard premium for adults with a 300 deductible rises by +4.1% on average in the canton of Thurgau, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.