Galenos premiums 2027
In 2027, Galenos becomes 2.9% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Administrative costs 2024: CHF 236 per insured person (average of all insurers CHF 193), 2018: CHF 249. 2025: advertising CHF 14, broker commissions CHF 17. Source: FOPH. All insurers compared
Galenos 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Galenos in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 468.90HMO · Rank 7 of 27 | CHF 367.00HMO · Rank 15 of 27 |
| Appenzell Ausserrhoden | CHF 477.70Alternative · Rank 16 of 23 | CHF 357.70Alternative · Rank 16 of 23 |
| Appenzell Innerrhoden | CHF 421.20Alternative · Rank 20 of 23 | CHF 301.30Alternative · Rank 19 of 23 |
| Basel-Landschaft | CHF 577.10Alternative · Rank 14 of 23 | CHF 457.20Alternative · Rank 13 of 23 |
| Basel-Stadt | CHF 595.70HMO · Rank 15 of 23 | CHF 475.80HMO · Rank 15 of 23 |
| Bern | CHF 592.90HMO · Rank 20 of 26 | CHF 473.00HMO · Rank 19 of 26 |
| Fribourg | CHF 508.00Alternative · Rank 11 of 23 | CHF 388.00Alternative · Rank 11 of 23 |
| Geneva | CHF 615.80HMO · Rank 13 of 21 | CHF 495.80HMO · Rank 13 of 21 |
| Glarus | CHF 470.70Alternative · Rank 17 of 26 | CHF 350.70Alternative · Rank 16 of 26 |
| Graubünden | CHF 534.40Alternative · Rank 23 of 24 | CHF 414.50Alternative · Rank 23 of 24 |
| Jura | CHF 606.20Alternative · Rank 17 of 21 | CHF 486.20Alternative · Rank 17 of 21 |
| Lucerne | CHF 474.40Alternative · Rank 13 of 25 | CHF 354.40Alternative · Rank 13 of 25 |
| Neuchâtel | CHF 567.10Alternative · Rank 7 of 21 | CHF 447.20Alternative · Rank 6 of 21 |
| Nidwalden | CHF 436.10Alternative · Rank 17 of 26 | CHF 316.20Alternative · Rank 17 of 26 |
| Obwalden | CHF 433.80Alternative · Rank 16 of 26 | CHF 313.90Alternative · Rank 15 of 26 |
| Schaffhausen | CHF 486.20Alternative · Rank 5 of 23 | CHF 366.20Alternative · Rank 5 of 23 |
| Schwyz | CHF 448.70HMO · Rank 16 of 28 | CHF 328.80HMO · Rank 14 of 28 |
| Solothurn | CHF 495.90Telmed · Rank 6 of 25 | CHF 375.90Telmed · Rank 5 of 25 |
| St. Gallen | CHF 491.20Alternative · Rank 15 of 25 | CHF 371.20Alternative · Rank 13 of 25 |
| Thurgau | CHF 455.90Alternative · Rank 12 of 23 | CHF 336.00Alternative · Rank 12 of 23 |
| Ticino | CHF 624.80HMO · Rank 14 of 21 | CHF 504.90HMO · Rank 14 of 21 |
| Uri | CHF 440.40HMO · Rank 19 of 26 | CHF 320.50HMO · Rank 19 of 26 |
| Valais | CHF 489.50Alternative · Rank 11 of 24 | CHF 369.60Alternative · Rank 11 of 24 |
| Vaud | CHF 571.80HMO · Rank 12 of 21 | CHF 451.90HMO · Rank 11 of 21 |
| Zug | CHF 351.80Alternative · Rank 10 of 27 | CHF 231.90Alternative · Rank 9 of 27 |
| Zurich | CHF 609.10Alternative · Rank 25 of 27 | CHF 489.10Alternative · Rank 25 of 27 |
Galenos models
Besides the standard model with free choice of doctor, Galenos offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: Combi Care
- Family doctor: Med Direct
- HMO: Managed Care, VIVA - Gesundheitsplan
- Telmed: Tel Doc
Visana group
Galenos belongs to the Visana group. Other insurers in the group with their own premiums: Visana, sana24.
Cancel Galenos
Your cancellation of basic insurance must reach Galenos by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
Galenos AG
Binzmühlestrasse 95
8050 Zürich
Create a cancellation letter to Galenos, ready to print.
Frequently asked questions
How much are Galenos premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Galenos by +2.9% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Galenos cheap?
For adults without accident cover and a 2'500 deductible, Galenos is among the three cheapest insurers in 0 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Galenos?
Your cancellation must reach Galenos by 30 November 2026; you then switch on 1 January 2027. Address: Galenos AG, Binzmühlestrasse 95, 8050 Zürich.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology