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Premiums 2027

sana24 premiums 2027

Official FOPH premiums · 26 cantons · around 91'000 insured

In 2027, sana24 becomes 3.9% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.

+3.9%
versus 2026
0 of 26
cantons among the 3 cheapestiCheapest offer, adults without accident cover, deductible 2'500, region 1 of each canton.
CHF 957
less per year with a savings model at sana24iFamily doctor, HMO or Telmed instead of the standard model, same benefits. Median across all regions, deductible 2'500, without accident cover.
Compare with your sana24 bill →
Price Consistency Rating 2027
Is sana24 consistently cheap? Based on FOPH premiums since 2020.
3.4/10
With accident cover, deductible 300 3.6 · With accident cover, deductible 2'500 3.3 · Without accident cover, deductible 300 3.5 · Without accident cover, deductible 2'500 3.2
Price today2.6
Consistency0.0
Loyalty4.6
Discount retention9.6
Tariff continuity6.7
Reserves2.9

Administrative costs 2024: CHF 206 per insured person (average of all insurers CHF 193), 2018: CHF 117. 2025: advertising CHF 12, broker commissions CHF 3. Source: FOPH. All insurers compared

How we calculate →

sana24 2027 in every canton

Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from sana24 in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.

CantonDeductible 300Deductible 2'500
AargauCHF 490.90Alternative · Rank 16 of 27CHF 370.90Alternative · Rank 16 of 27
Appenzell AusserrhodenCHF 463.60Alternative · Rank 15 of 23CHF 343.70Alternative · Rank 13 of 23
Appenzell InnerrhodenCHF 390.10Alternative · Rank 13 of 23CHF 270.20Alternative · Rank 13 of 23
Basel-LandschaftCHF 626.00Alternative · Rank 21 of 23CHF 506.10Alternative · Rank 21 of 23
Basel-StadtCHF 580.50Family doctor · Rank 14 of 23CHF 460.60Family doctor · Rank 13 of 23
BernCHF 562.70Alternative · Rank 11 of 26CHF 442.80Alternative · Rank 10 of 26
FribourgCHF 546.20Alternative · Rank 21 of 23CHF 426.30Alternative · Rank 20 of 23
GenevaCHF 627.00Alternative · Rank 15 of 21CHF 507.00Alternative · Rank 15 of 21
GlarusCHF 473.80Alternative · Rank 18 of 26CHF 353.90Alternative · Rank 17 of 26
GraubündenCHF 483.80HMO · Rank 11 of 24CHF 381.20HMO · Rank 16 of 24
JuraCHF 593.10Alternative · Rank 16 of 21CHF 473.20Alternative · Rank 16 of 21
LucerneCHF 494.40Alternative · Rank 17 of 25CHF 374.40Alternative · Rank 17 of 25
NeuchâtelCHF 599.50Alternative · Rank 15 of 21CHF 479.60Alternative · Rank 14 of 21
NidwaldenCHF 440.60Alternative · Rank 19 of 26CHF 320.70Alternative · Rank 19 of 26
ObwaldenCHF 436.80Alternative · Rank 17 of 26CHF 316.90Alternative · Rank 17 of 26
SchaffhausenCHF 532.50Alternative · Rank 20 of 23CHF 412.50Alternative · Rank 19 of 23
SchwyzCHF 460.70Alternative · Rank 20 of 28CHF 340.80Alternative · Rank 20 of 28
SolothurnCHF 523.60Alternative · Rank 19 of 25CHF 403.70Alternative · Rank 19 of 25
St. GallenCHF 487.90Alternative · Rank 14 of 25CHF 367.90Alternative · Rank 12 of 25
ThurgauCHF 491.30Alternative · Rank 17 of 23CHF 371.40Alternative · Rank 17 of 23
TicinoCHF 600.80HMO · Rank 7 of 21CHF 502.90HMO · Rank 13 of 21
UriCHF 585.50Alternative · Rank 26 of 26CHF 465.60Alternative · Rank 26 of 26
ValaisCHF 489.50Alternative · Rank 12 of 24CHF 369.60Alternative · Rank 12 of 24
VaudCHF 564.60HMO · Rank 6 of 21CHF 444.60HMO · Rank 6 of 21
ZugCHF 362.80Alternative · Rank 18 of 27CHF 242.90Alternative · Rank 16 of 27
ZurichCHF 557.60Alternative · Rank 19 of 27CHF 437.60Alternative · Rank 17 of 27

sana24 models

Besides the standard model with free choice of doctor, sana24 offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.

Visana group

sana24 belongs to the Visana group. Other insurers in the group with their own premiums: Galenos, Visana.

Cancel sana24

Your cancellation of basic insurance must reach sana24 by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:

sana24 AG
Weltpoststrasse 19
Postfach
3000 Bern 16

Create a cancellation letter to sana24, ready to print.

Frequently asked questions

How much are sana24 premiums rising in 2027?

The standard premium for adults with a 300 deductible rises at sana24 by +3.9% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.

Is sana24 cheap?

For adults without accident cover and a 2'500 deductible, sana24 is among the three cheapest insurers in 0 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.

When is the deadline to cancel sana24?

Your cancellation must reach sana24 by 30 November 2026; you then switch on 1 January 2027. Address: sana24 AG, Weltpoststrasse 19, Postfach, 3000 Bern 16.

Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology