Health insurance Basel-Stadt: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Basel-Stadt costs CHF 470.70 per month in 2027 (Concordia, HMO, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Basel-Stadt 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | ConcordiaHMO · HMO | CHF 470.70 | +1.2% |
| 2 | MutuelTelmed · SanaTel (Telemedizin) | CHF 472.70 | +1.5% |
| 3 | AssuraAlternative · Hausspital | CHF 474.30 | +5.9% |
| 4 | SLKKTelmed · SmartMed | CHF 479.30 | −2.4% |
| 5 | CSSFamily doctor · Gesundheitspraxisversicherung | CHF 480.10 | +7.3% |
| 6 | SanitasTelmed · TelMed Basic | CHF 483.00 | new |
| 7 | ÖKKHMO · ÖKK CASAMED HMO | CHF 484.20 | +0.4% |
| 8 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 484.60 | +1.2% |
| 9 | Vivao SympanyHMO · casamed hmo | CHF 485.90 | +5.5% |
| 10 | AvenirHMO · OptiMed (Ärztenetz) | CHF 489.80 | +3.3% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | SLKK | CHF 690.40 | +0.6% |
| 2 | ÖKK | CHF 704.00 | +0.3% |
| 3 | Concordia | CHF 704.70 | +1.0% |
| 4 | Assura | CHF 704.70 | +4.6% |
| 5 | Avenir | CHF 706.00 | +2.6% |
| 6 | Vivao Sympany | CHF 706.00 | +4.3% |
| 7 | Agrisano | CHF 706.20 | +0.0% |
| 8 | Mutuel | CHF 715.10 | +3.0% |
| 9 | Atupri | CHF 717.00 | +3.9% |
| 10 | Sanitas | CHF 719.20 | +2.2% |
Consistently cheap in the canton of Basel-Stadt
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Concordia | 9.4 | 4 of 8 |
| CSS | 8.1 | 4 of 8 |
| Mutuel | 7.7 | 3 of 8 |
| Assura | 7.7 | 8 of 8 |
| Vivao Sympany | 7.3 | 5 of 8 |
Concordia is the most price-consistent health insurer in the canton of Basel-Stadt in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | CSSFamily doctor · Gesundheitspraxisversicherung | CHF 416.30 | CHF 446.50 | +7.3%Market +4.8% | 4 of 23 |
How much each insurer raises premiums in the canton of Basel-Stadt
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.5%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| Agrisano | CHF 706 | +0.0% |
| ÖKK | CHF 704 | +0.3% |
| Galenos | CHF 760 | +0.3% |
| SLKK | CHF 690 | +0.6% |
| Concordia | CHF 705 | +1.0% |
| KPT | CHF 734 | +1.0% |
| vita surselva | CHF 788 | +1.2% |
| Sanitas | CHF 719 | +2.2% |
| Avenir | CHF 706 | +2.6% |
| Aquilana | CHF 800 | +3.0% |
| Mutuel | CHF 715 | +3.0% |
| EGK | CHF 750 | +3.8% |
| Atupri | CHF 717 | +3.9% |
| Sumiswalder | CHF 788 | +4.0% |
| rhenusana | CHF 842 | +4.0% |
| Swica | CHF 758 | +4.1% |
| Vivao Sympany | CHF 706 | +4.3% |
| Assura | CHF 705 | +4.6% |
| sana24 | CHF 735 | +6.9% |
| Visana | CHF 794 | +7.1% |
| CSS | CHF 733 | +7.2% |
| Helsana | CHF 741 | +8.3% |
| Philos | CHF 855 | +12.0% |
Frequently asked questions
Which health insurer is cheapest in the canton of Basel-Stadt in 2027?
For adults with a 2'500 deductible and accident cover, Concordia (HMO) is the cheapest at CHF 470.70 per month, across the whole canton. In the standard model with a 300 deductible it is SLKK at CHF 690.40.
How much are health insurance premiums rising in 2027 in the canton of Basel-Stadt?
The standard premium for adults with a 300 deductible rises by +4.5% on average in the canton of Basel-Stadt, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.