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Premiums 2027

Vivao Sympany premiums 2027

Official FOPH premiums · 26 cantons · around 226'000 insured

In 2027, Vivao Sympany becomes 6.6% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.

+6.6%
versus 2026
2 of 26
cantons among the 3 cheapestiCheapest offer, adults without accident cover, deductible 2'500, region 1 of each canton.
CHF 889
less per year with a savings model at Vivao SympanyiFamily doctor, HMO or Telmed instead of the standard model, same benefits. Median across all regions, deductible 2'500, without accident cover.
Compare with your Vivao Sympany bill →
Price Consistency Rating 2027
Is Vivao Sympany consistently cheap? Based on FOPH premiums since 2020.
4.8/10
With accident cover, deductible 300 5.0 · With accident cover, deductible 2'500 4.5 · Without accident cover, deductible 300 5.2 · Without accident cover, deductible 2'500 4.5
Price today3.7
Consistency4.2
Loyalty3.9
Discount retention6.0
Tariff continuity10.0
Reserves5.1

Administrative costs 2024: CHF 228 per insured person (average of all insurers CHF 193), 2018: CHF 251. 2025: advertising CHF 6, broker commissions CHF 0. The insurer has no staff of its own and buys in its administration as a fee from a group or partner company. Source: FOPH. All insurers compared

How we calculate →

Vivao Sympany 2027 in every canton

Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Vivao Sympany in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.

CantonDeductible 300Deductible 2'500
AargauCHF 509.10Alternative · Rank 25 of 27CHF 389.80Alternative · Rank 25 of 27
Appenzell AusserrhodenCHF 444.30Alternative · Rank 7 of 23CHF 324.90Alternative · Rank 7 of 23
Appenzell InnerrhodenCHF 382.40Telmed · Rank 11 of 23CHF 263.10Telmed · Rank 9 of 23
Basel-LandschaftCHF 559.90Alternative · Rank 9 of 23CHF 440.60Alternative · Rank 9 of 23
Basel-StadtCHF 571.30HMO · Rank 9 of 23CHF 451.90HMO · Rank 9 of 23
BernCHF 532.70Alternative · Rank 2 of 26CHF 413.20Alternative · Rank 2 of 26
FribourgCHF 487.60Alternative · Rank 4 of 23CHF 368.10Alternative · Rank 4 of 23
GenevaCHF 592.60Alternative · Rank 5 of 21CHF 473.20Alternative · Rank 5 of 21
GlarusCHF 514.70Alternative · Rank 26 of 26CHF 395.30Alternative · Rank 26 of 26
GraubündenCHF 485.50HMO · Rank 12 of 24CHF 366.20HMO · Rank 11 of 24
JuraCHF 555.90HMO · Rank 5 of 21CHF 436.60HMO · Rank 4 of 21
LucerneCHF 454.80HMO · Rank 4 of 25CHF 335.50HMO · Rank 4 of 25
NeuchâtelCHF 675.70Alternative · Rank 19 of 21CHF 556.40Alternative · Rank 19 of 21
NidwaldenCHF 419.90Alternative · Rank 11 of 26CHF 300.50Alternative · Rank 11 of 26
ObwaldenCHF 457.80HMO · Rank 21 of 26CHF 338.50HMO · Rank 21 of 26
SchaffhausenCHF 516.50Alternative · Rank 16 of 23CHF 397.20Alternative · Rank 15 of 23
SchwyzCHF 441.90Telmed · Rank 11 of 28CHF 322.50Telmed · Rank 10 of 28
SolothurnCHF 526.20HMO · Rank 20 of 25CHF 406.80HMO · Rank 20 of 25
St. GallenCHF 478.30Alternative · Rank 7 of 25CHF 359.00Alternative · Rank 7 of 25
ThurgauCHF 496.50Alternative · Rank 19 of 23CHF 377.20Alternative · Rank 19 of 23
TicinoCHF 687.00Alternative · Rank 19 of 21CHF 567.60Alternative · Rank 19 of 21
UriCHF 405.10Alternative · Rank 10 of 26CHF 285.70Alternative · Rank 10 of 26
ValaisCHF 485.10Alternative · Rank 7 of 24CHF 365.80Alternative · Rank 7 of 24
VaudCHF 549.60Alternative · Rank 3 of 21CHF 430.20Alternative · Rank 3 of 21
ZugCHF 349.50Alternative · Rank 8 of 27CHF 230.20Alternative · Rank 8 of 27
ZurichCHF 517.90Alternative · Rank 6 of 27CHF 398.60Alternative · Rank 6 of 27

Vivao Sympany models

Besides the standard model with free choice of doctor, Vivao Sympany offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.

Cancel Vivao Sympany

Your cancellation of basic insurance must reach Vivao Sympany by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:

Vivao Sympany AG
Peter Merian-Weg 4
4002 Basel

Create a cancellation letter to Vivao Sympany, ready to print.

Frequently asked questions

How much are Vivao Sympany premiums rising in 2027?

The standard premium for adults with a 300 deductible rises at Vivao Sympany by +6.6% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.

Is Vivao Sympany cheap?

For adults without accident cover and a 2'500 deductible, Vivao Sympany is among the three cheapest insurers in 2 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.

When is the deadline to cancel Vivao Sympany?

Your cancellation must reach Vivao Sympany by 30 November 2026; you then switch on 1 January 2027. Address: Vivao Sympany AG, Peter Merian-Weg 4, 4002 Basel.

Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology