Health insurance Geneva: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Geneva costs CHF 483.40 per month in 2027 (Assura, Alternative, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Geneva 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | AssuraAlternative · QualiMed | CHF 483.40 | +0.8% |
| 2 | SwicaHMO · Favorit Santé | CHF 500.60 | −0.6% |
| 3 | SanitasTelmed · TelMed Basic | CHF 500.80 | new |
| 4 | KPTHMO · KPTwin.plus - HMO-Hausarzt | CHF 501.40 | +0.6% |
| 5 | Vivao SympanyAlternative · flexhelp24 | CHF 508.80 | +4.3% |
| 6 | CSSFamily doctor · Hausarztversicherung Profit | CHF 512.40 | +6.5% |
| 7 | AtupriHMO · HMO | CHF 512.60 | +6.5% |
| 8 | EGKTelmed · EGK-TelCare | CHF 514.20 | +0.3% |
| 9 | MutuelHMO · OptiMed (Ärztenetz) | CHF 515.00 | +3.7% |
| 10 | ConcordiaHMO · HMO | CHF 516.60 | +2.5% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Assura | CHF 711.20 | +3.6% |
| 2 | Vivao Sympany | CHF 724.00 | +3.4% |
| 3 | EGK | CHF 726.10 | +1.9% |
| 4 | ÖKK | CHF 729.00 | +2.7% |
| 5 | Atupri | CHF 732.50 | +5.0% |
| 6 | Concordia | CHF 745.50 | +2.0% |
| 7 | Sanitas | CHF 748.90 | +0.8% |
| 8 | Swica | CHF 753.20 | −0.5% |
| 9 | KPT | CHF 755.00 | +0.5% |
| 10 | Aquilana | CHF 765.20 | +0.0% |
Consistently cheap in the canton of Geneva
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Sanitas | 8.2 | 5 of 8 |
| Vivao Sympany | 8.2 | 3 of 8 |
| Assura | 7.7 | 8 of 8 |
| Swica | 7.6 | 3 of 8 |
| KPT | 7.2 | 1 of 8 |
Sanitas is the most price-consistent health insurer in the canton of Geneva in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | AssuraFamily doctor · PharMed | CHF 442.70 | CHF 466.20 | +5.3%Market +3.2% | 3 of 21 |
How much each insurer raises premiums in the canton of Geneva
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.4%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| Agrisano | CHF 850 | −7.0% |
| Swica | CHF 753 | −0.5% |
| Avenir | CHF 774 | −0.4% |
| Aquilana | CHF 765 | +0.0% |
| KPT | CHF 755 | +0.5% |
| Galenos | CHF 807 | +0.6% |
| Sanitas | CHF 749 | +0.8% |
| Philos | CHF 794 | +1.4% |
| vita surselva | CHF 848 | +1.4% |
| EGK | CHF 726 | +1.9% |
| Concordia | CHF 746 | +2.0% |
| sana24 | CHF 771 | +2.3% |
| Visana | CHF 840 | +2.5% |
| ÖKK | CHF 729 | +2.7% |
| Vivao Sympany | CHF 724 | +3.4% |
| Assura | CHF 711 | +3.6% |
| Mutuel | CHF 779 | +3.6% |
| rhenusana | CHF 916 | +4.0% |
| Atupri | CHF 732 | +5.0% |
| CSS | CHF 791 | +6.5% |
| Helsana | CHF 785 | +8.7% |
Frequently asked questions
Which health insurer is cheapest in the canton of Geneva in 2027?
For adults with a 2'500 deductible and accident cover, Assura (Alternative) is the cheapest at CHF 483.40 per month, across the whole canton. In the standard model with a 300 deductible it is Assura at CHF 711.20.
How much are health insurance premiums rising in 2027 in the canton of Geneva?
The standard premium for adults with a 300 deductible rises by +4.4% on average in the canton of Geneva, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.