Swica premiums 2027
In 2027, Swica becomes 3.6% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Swica 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Swica in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 491.60Telmed · Rank 18 of 27 | CHF 372.30Telmed · Rank 17 of 27 |
| Appenzell Ausserrhoden | CHF 436.30HMO · Rank 6 of 23 | CHF 317.00Alternative · Rank 6 of 23 |
| Appenzell Innerrhoden | CHF 378.70Family doctor · Rank 9 of 23 | CHF 265.80Alternative · Rank 11 of 23 |
| Basel-Landschaft | CHF 552.90Alternative · Rank 7 of 23 | CHF 433.50Alternative · Rank 7 of 23 |
| Basel-Stadt | CHF 578.50Alternative · Rank 11 of 23 | CHF 459.10Alternative · Rank 11 of 23 |
| Bern | CHF 551.30HMO · Rank 8 of 26 | CHF 431.90HMO · Rank 8 of 26 |
| Fribourg | CHF 495.60Alternative · Rank 7 of 23 | CHF 376.30Alternative · Rank 6 of 23 |
| Geneva | CHF 584.90HMO · Rank 2 of 21 | CHF 465.60HMO · Rank 2 of 21 |
| Glarus | CHF 442.30Alternative · Rank 7 of 26 | CHF 323.00Alternative · Rank 6 of 26 |
| Graubünden | CHF 458.10Alternative · Rank 6 of 24 | CHF 338.70Alternative · Rank 6 of 24 |
| Jura | CHF 590.70Alternative · Rank 15 of 21 | CHF 471.30Alternative · Rank 15 of 21 |
| Lucerne | CHF 463.10HMO · Rank 8 of 25 | CHF 343.70HMO · Rank 8 of 25 |
| Neuchâtel | CHF 558.10HMO · Rank 5 of 21 | CHF 438.80HMO · Rank 4 of 21 |
| Nidwalden | CHF 420.70HMO · Rank 12 of 26 | CHF 301.30HMO · Rank 13 of 26 |
| Obwalden | CHF 398.70HMO · Rank 2 of 26 | CHF 279.30HMO · Rank 1 of 26 |
| Schaffhausen | CHF 492.80Telmed · Rank 6 of 23 | CHF 373.40Telmed · Rank 7 of 23 |
| Schwyz | CHF 461.70Family doctor · Rank 23 of 28 | CHF 345.00Alternative · Rank 24 of 28 |
| Solothurn | CHF 511.00Family doctor · Rank 17 of 25 | CHF 391.60Alternative · Rank 15 of 25 |
| St. Gallen | CHF 462.30HMO · Rank 2 of 25 | CHF 348.50Alternative · Rank 4 of 25 |
| Thurgau | CHF 466.50Alternative · Rank 14 of 23 | CHF 347.10Alternative · Rank 13 of 23 |
| Ticino | CHF 609.40Alternative · Rank 12 of 21 | CHF 490.00Alternative · Rank 10 of 21 |
| Uri | CHF 411.00Alternative · Rank 12 of 26 | CHF 291.70Alternative · Rank 12 of 26 |
| Valais | CHF 487.00Alternative · Rank 8 of 24 | CHF 367.70Alternative · Rank 8 of 24 |
| Vaud | CHF 558.60Alternative · Rank 5 of 21 | CHF 439.20Alternative · Rank 5 of 21 |
| Zug | CHF 362.20Alternative · Rank 16 of 27 | CHF 242.90Alternative · Rank 15 of 27 |
| Zurich | CHF 539.10Alternative · Rank 11 of 27 | CHF 419.80Alternative · Rank 11 of 27 |
In 2027, Swica is the cheapest of all insurers in: Obwalden.
Swica models
Besides the standard model with free choice of doctor, Swica offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: Favorit Medpharm, Favorit Multichoice
- Family doctor: Favorit Casa, Favorit Medica
- HMO: Favorit Bestcare, Favorit Santé
- Telmed: Favorit Start, Favorit Telmed
Cancel Swica
Your cancellation of basic insurance must reach Swica by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
SWICA Krankenversicherung AG
Römerstrasse 37
8401 Winterthur
Create a cancellation letter to Swica, ready to print.
Frequently asked questions
How much are Swica premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Swica by +3.6% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Swica cheap?
For adults without accident cover and a 2'500 deductible, Swica is among the three cheapest insurers in 2 of 26 cantons in 2027 and the cheapest of all in 1 canton. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Swica?
Your cancellation must reach Swica by 30 November 2026; you then switch on 1 January 2027. Address: SWICA Krankenversicherung AG, Römerstrasse 37, 8401 Winterthur.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology