Health insurance Fribourg: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Fribourg costs CHF 384.90 per month in 2027 (Atupri, HMO, deductible 2'500, in premium region 1). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Fribourg 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, in premium region 1. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | AtupriHMO · HMO | CHF 384.90 | +1.8% |
| 2 | SanitasTelmed · TelMed Basic | CHF 388.30 | new |
| 3 | ConcordiaHMO · HMO | CHF 393.00 | +2.0% |
| 4 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 395.70 | +1.9% |
| 5 | Vivao SympanyAlternative · flexhelp24 | CHF 395.80 | +6.2% |
| 6 | SwicaAlternative · Favorit Medpharm | CHF 404.60 | +5.2% |
| 7 | AvenirHMO · OptiMed (Ärztenetz) | CHF 406.80 | +4.9% |
| 8 | ÖKKFamily doctor · ÖKK CASAMED HAUSARZT | CHF 408.10 | +4.1% |
| 9 | AquilanaTelmed · SMARTMED | CHF 411.50 | +4.5% |
| 10 | HelsanaTelmed · Helsana BeneFit PLUS Telemed | CHF 415.10 | +11.1% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, in premium region 1.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Atupri | CHF 593.30 | +2.5% |
| 2 | ÖKK | CHF 596.00 | +3.1% |
| 3 | Sanitas | CHF 600.70 | +3.7% |
| 4 | Concordia | CHF 602.60 | +1.5% |
| 5 | Sumiswalder | CHF 611.30 | +2.1% |
| 6 | Aquilana | CHF 612.40 | +3.5% |
| 7 | Vivao Sympany | CHF 613.00 | +4.6% |
| 8 | EGK | CHF 615.00 | +1.3% |
| 9 | SLKK | CHF 618.00 | +5.3% |
| 10 | KPT | CHF 622.90 | +1.5% |
Premium regions in the canton of Fribourg
The canton is divided into 2 premium regions. The tables above apply to premium region 1. In the other regions, the cheapest insurer is:
- premium region 2: KPT (Telmed), CHF 353.80 per month
Municipalities in premium region 1 (25)
Autigny, Avry, Belfaux, Bois-d'Amont, Chénens, Corminboeuf, Cottens (FR), Ferpicloz, Fribourg, Gibloux, Givisiez, Granges-Paccot, Grolley-Ponthaux, Hauterive (FR), La Brillaz, La Sonnaz, Le Mouret, Marly, Matran, Neyruz (FR), Pierrafortscha, Prez, Treyvaux, Villars-sur-Glâne, Villarsel-sur-Marly
Municipalities in premium region 2 (96)
Attalens, Bas-Intyamon, Belmont-Broye, Billens-Hennens, Bossonnens, Botterens, Broc, Brünisried, Bulle, Bösingen, Cheyres-Châbles, Châtel-Saint-Denis, Châtel-sur-Montsalvens, Châtillon (FR), Châtonnaye, Corbières, Courgevaux, Courtepin, Cressier (FR), Crésuz, Cugy (FR), Delley-Portalban, Düdingen, Echarlens, Estavayer, Fräschels, Fétigny, Giffers, Gletterens, Grandvillard, Granges (Veveyse), Grangettes, Greng, Gruyères, Gurmels, Haut-Intyamon, Hauteville, Heitenried, Jaun, Kerzers, Kleinbösingen, La Roche, La Verrerie, Le Châtelard, Le Flon, Le Pâquier (FR), Les Montets, Lully (FR), Marsens, Massonnens, Meyriez, Misery-Courtion, Mont-Vully, Montagny (FR), Morlon, Muntelier, Murten, Ménières, Mézières (FR), Nuvilly, Plaffeien, Plasselb, Pont-en-Ogoz, Pont-la-Ville, Prévondavaux, Rechthalten, Remaufens, Riaz, Ried bei Kerzers, Romont (FR), Rue, Saint-Aubin (FR), Saint-Martin (FR), Schmitten (FR), Semsales, Siviriez, Sorens, St. Silvester, St. Ursen, Surpierre, Sâles, Sévaz, Tafers, Tentlingen, Torny, Ueberstorf, Ulmiz, Ursy, Val-de-Charmey, Vallon, Vaulruz, Villaz, Villorsonnens, Vuadens, Vuisternens-devant-Romont, Wünnewil-Flamatt
Consistently cheap in the canton of Fribourg
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Concordia | 9.6 | 4 of 8 |
| Sanitas | 8.2 | 8 of 8 |
| KPT | 8.2 | 2 of 8 |
| Vivao Sympany | 8.2 | 5 of 8 |
| Swica | 6.9 | 1 of 8 |
Concordia is the most price-consistent health insurer in the canton of Fribourg in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in each premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| Region 1 | Vivao SympanyTelmed · FlexHelp 24 | CHF 346.70 | CHF 368.10 | +6.2%Market +5.9% | 4 of 23 |
| Region 2 | VisanaHMO · Managed Care | CHF 314.80 | CHF 346.40 | +10.0%Market +5.1% | 9 of 23 |
How much each insurer raises premiums in the canton of Fribourg
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +5.1%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| Mutuel | CHF 628 | +0.0% |
| Concordia | CHF 582 | +1.0% |
| vita surselva | CHF 614 | +1.6% |
| EGK | CHF 590 | +1.7% |
| KPT | CHF 597 | +2.0% |
| Galenos | CHF 620 | +2.0% |
| Sumiswalder | CHF 587 | +2.4% |
| Atupri | CHF 576 | +2.8% |
| Philos | CHF 638 | +3.3% |
| ÖKK | CHF 574 | +3.4% |
| Aquilana | CHF 582 | +3.5% |
| Vivao Sympany | CHF 590 | +3.6% |
| Sanitas | CHF 599 | +3.8% |
| Swica | CHF 618 | +3.9% |
| rhenusana | CHF 671 | +4.0% |
| Assura | CHF 626 | +4.7% |
| sana24 | CHF 648 | +5.1% |
| SLKK | CHF 587 | +5.3% |
| Avenir | CHF 649 | +5.6% |
| Visana | CHF 598 | +6.4% |
| CSS | CHF 620 | +7.2% |
| Agrisano | CHF 595 | +8.0% |
| Helsana | CHF 622 | +9.3% |
Frequently asked questions
Which health insurer is cheapest in the canton of Fribourg in 2027?
For adults with a 2'500 deductible and accident cover, Atupri (HMO) is the cheapest at CHF 384.90 per month, in premium region 1. In the standard model with a 300 deductible it is Atupri at CHF 593.30.
How much are health insurance premiums rising in 2027 in the canton of Fribourg?
The standard premium for adults with a 300 deductible rises by +5.1% on average in the canton of Fribourg, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.