KPT premiums 2027
In 2027, KPT becomes 2.7% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Administrative costs 2024: CHF 190 per insured person (average of all insurers CHF 193), 2018: CHF 209. 2025: advertising CHF 14, broker commissions CHF 3. Source: FOPH. All insurers compared
KPT 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from KPT in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 467.10Telmed · Rank 4 of 27 | CHF 347.80Telmed · Rank 4 of 27 |
| Appenzell Ausserrhoden | CHF 430.40Telmed · Rank 3 of 23 | CHF 311.10Telmed · Rank 3 of 23 |
| Appenzell Innerrhoden | CHF 350.30Telmed · Rank 1 of 23 | CHF 231.00Telmed · Rank 1 of 23 |
| Basel-Landschaft | CHF 542.10Telmed · Rank 4 of 23 | CHF 422.80Telmed · Rank 3 of 23 |
| Basel-Stadt | CHF 570.00Telmed · Rank 7 of 23 | CHF 450.70Telmed · Rank 8 of 23 |
| Bern | CHF 545.40HMO · Rank 6 of 26 | CHF 426.10HMO · Rank 7 of 26 |
| Fribourg | CHF 487.30Telmed · Rank 2 of 23 | CHF 368.00Telmed · Rank 3 of 23 |
| Geneva | CHF 585.60HMO · Rank 3 of 21 | CHF 466.30HMO · Rank 4 of 21 |
| Glarus | CHF 423.90Telmed · Rank 1 of 26 | CHF 304.60Telmed · Rank 1 of 26 |
| Graubünden | CHF 442.70Telmed · Rank 1 of 24 | CHF 323.40Telmed · Rank 1 of 24 |
| Jura | CHF 570.90Telmed · Rank 11 of 21 | CHF 451.60Telmed · Rank 10 of 21 |
| Lucerne | CHF 485.90Family doctor · Rank 15 of 25 | CHF 366.60Family doctor · Rank 14 of 25 |
| Neuchâtel | CHF 622.40Telmed · Rank 18 of 21 | CHF 503.00Telmed · Rank 18 of 21 |
| Nidwalden | CHF 406.50Telmed · Rank 7 of 26 | CHF 287.20Telmed · Rank 6 of 26 |
| Obwalden | CHF 419.40Telmed · Rank 11 of 26 | CHF 300.10Telmed · Rank 10 of 26 |
| Schaffhausen | CHF 472.80Telmed · Rank 2 of 23 | CHF 353.50Telmed · Rank 1 of 23 |
| Schwyz | CHF 448.20Telmed · Rank 14 of 28 | CHF 328.80Telmed · Rank 13 of 28 |
| Solothurn | CHF 500.40HMO · Rank 10 of 25 | CHF 381.10HMO · Rank 11 of 25 |
| St. Gallen | CHF 466.10Telmed · Rank 4 of 25 | CHF 346.80Telmed · Rank 2 of 25 |
| Thurgau | CHF 447.10Telmed · Rank 7 of 23 | CHF 327.70Telmed · Rank 8 of 23 |
| Ticino | CHF 592.30HMO · Rank 2 of 21 | CHF 473.00HMO · Rank 1 of 21 |
| Uri | CHF 389.60Telmed · Rank 3 of 26 | CHF 270.30Telmed · Rank 3 of 26 |
| Valais | CHF 487.30Family doctor · Rank 9 of 24 | CHF 368.00Family doctor · Rank 9 of 24 |
| Vaud | CHF 578.60Telmed · Rank 15 of 21 | CHF 459.20Telmed · Rank 14 of 21 |
| Zug | CHF 337.10Telmed · Rank 4 of 27 | CHF 217.80Telmed · Rank 3 of 27 |
| Zurich | CHF 517.80Telmed · Rank 5 of 27 | CHF 398.50Telmed · Rank 5 of 27 |
In 2027, KPT is the cheapest of all insurers in: Appenzell Innerrhoden, Glarus, Graubünden, Schaffhausen, Ticino.
KPT models
Besides the standard model with free choice of doctor, KPT offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: KPTwin.win - Hausarzt, Telmed und Apotheke
- Family doctor: KPTwin.doc - Hausarzt
- HMO: KPTwin.plus - HMO-Hausarzt
- Telmed: KPTwin.easy - Telmed, KPTwin.smart - Hausarzt mit App
Cancel KPT
Your cancellation of basic insurance must reach KPT by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
KPT Krankenkasse AG
Wankdorfallee 3
Postfach
3001 Bern
Create a cancellation letter to KPT, ready to print.
Frequently asked questions
How much are KPT premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at KPT by +2.7% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is KPT cheap?
For adults without accident cover and a 2'500 deductible, KPT is among the three cheapest insurers in 11 of 26 cantons in 2027 and the cheapest of all in 5 cantons. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel KPT?
Your cancellation must reach KPT by 30 November 2026; you then switch on 1 January 2027. Address: KPT Krankenkasse AG, Wankdorfallee 3, Postfach, 3001 Bern.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology