Health insurance Nidwalden: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Nidwalden costs CHF 286.75 per month in 2027 (Sanitas, Telmed, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Nidwalden 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | SanitasTelmed · TelMed Basic | CHF 286.75 | new |
| 2 | AgrisanoTelmed · AGRIsmart | CHF 288.20 | +4.8% |
| 3 | VisanaHMO · Managed Care | CHF 302.50 | +4.9% |
| 4 | ÖKKHMO · ÖKK CASAMED HMO | CHF 304.10 | +1.7% |
| 5 | AtupriHMO · HMO | CHF 306.80 | +7.2% |
| 6 | AssuraTelmed · MediTel | CHF 307.50 | new |
| 7 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 308.80 | +5.4% |
| 8 | EGKTelmed · EGK-TelCare | CHF 312.30 | +7.2% |
| 9 | AquilanaTelmed · SMARTMED | CHF 313.60 | +5.4% |
| 10 | HelsanaFamily doctor · Helsana BeneFit PLUS Hausarzt R1 | CHF 317.10 | +1.9% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 461.50 | +3.0% |
| 2 | Sanitas | CHF 482.60 | +1.5% |
| 3 | Atupri | CHF 488.90 | +5.0% |
| 4 | Assura | CHF 489.60 | +4.0% |
| 5 | Sumiswalder | CHF 494.10 | +2.8% |
| 6 | EGK | CHF 495.00 | +5.0% |
| 7 | ÖKK | CHF 497.00 | +1.2% |
| 8 | Aquilana | CHF 497.20 | +4.0% |
| 9 | KK Luzerner Hinterland | CHF 504.45 | +5.0% |
| 10 | SLKK | CHF 509.50 | −2.0% |
Consistently cheap in the canton of Nidwalden
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Agrisano | 8.9 | 3 of 8 |
| ÖKK | 8.7 | 3 of 8 |
| EGK | 8.3 | 2 of 8 |
| Sanitas | 8.2 | 6 of 8 |
| Visana | 8.1 | 1 of 8 |
Agrisano is the most price-consistent health insurer in the canton of Nidwalden in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | AgrisanoTelmed · AGRIsmart | CHF 261.30 | CHF 273.80 | +4.8%Market +5.6% | 2 of 26 |
How much each insurer raises premiums in the canton of Nidwalden
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.9%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| SLKK | CHF 510 | −2.0% |
| Helsana | CHF 512 | +0.2% |
| ÖKK | CHF 497 | +1.2% |
| Sanitas | CHF 483 | +1.5% |
| Einsiedler Krankenkasse | CHF 516 | +2.0% |
| Visana | CHF 520 | +2.4% |
| Sumiswalder | CHF 494 | +2.8% |
| Agrisano | CHF 462 | +3.0% |
| Assura | CHF 490 | +4.0% |
| Aquilana | CHF 497 | +4.0% |
| rhenusana | CHF 517 | +4.0% |
| KPT | CHF 514 | +4.0% |
| KK Steffisburg | CHF 535 | +4.0% |
| Galenos | CHF 546 | +4.0% |
| vita surselva | CHF 512 | +4.1% |
| Mutuel | CHF 607 | +4.5% |
| sana24 | CHF 548 | +4.9% |
| KK Luzerner Hinterland | CHF 504 | +5.0% |
| Concordia | CHF 515 | +5.0% |
| Atupri | CHF 489 | +5.0% |
| EGK | CHF 495 | +5.0% |
| Avenir | CHF 550 | +5.1% |
| CSS | CHF 540 | +6.5% |
| Swica | CHF 523 | +9.4% |
| Vivao Sympany | CHF 510 | +9.9% |
| Philos | CHF 572 | +10.7% |
Frequently asked questions
Which health insurer is cheapest in the canton of Nidwalden in 2027?
For adults with a 2'500 deductible and accident cover, Sanitas (Telmed) is the cheapest at CHF 286.75 per month, across the whole canton. In the standard model with a 300 deductible it is Agrisano at CHF 461.50.
How much are health insurance premiums rising in 2027 in the canton of Nidwalden?
The standard premium for adults with a 300 deductible rises by +4.9% on average in the canton of Nidwalden, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.