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Premiums 2027

EGK premiums 2027

Official FOPH premiums · 26 cantons · around 95'000 insured

In 2027, EGK becomes 3.5% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.

+3.5%
versus 2026
3 of 26
cantons among the 3 cheapestiCheapest offer, adults without accident cover, deductible 2'500, region 1 of each canton.
CHF 865
less per year with a savings model at EGKiFamily doctor, HMO or Telmed instead of the standard model, same benefits. Median across all regions, deductible 2'500, without accident cover.
Compare with your EGK bill →
Price Consistency Rating 2027
Is EGK consistently cheap? Based on FOPH premiums since 2020.
5.0/10
With accident cover, deductible 300 4.9 · With accident cover, deductible 2'500 4.8 · Without accident cover, deductible 300 5.1 · Without accident cover, deductible 2'500 5.1
Price today6.1
Consistency0.0
Loyalty9.0
Discount retention–
Tariff continuity10.0
Reserves3.2

Administrative costs 2024: CHF 161 per insured person (average of all insurers CHF 193), 2018: CHF 332. 2025: advertising CHF 0, broker commissions CHF 1. Source: FOPH. All insurers compared

abovergleich Price Consistency Award 2027: Most price-consistent health insurer in the canton of Appenzell Ausserrhoden 2027, EGK
How we calculate →

EGK 2027 in every canton

Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from EGK in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.

CantonDeductible 300Deductible 2'500
AargauCHF 468.60Telmed · Rank 6 of 27CHF 349.00Telmed · Rank 5 of 27
Appenzell AusserrhodenCHF 427.30Telmed · Rank 2 of 23CHF 307.70Telmed · Rank 2 of 23
Appenzell InnerrhodenCHF 413.50Telmed · Rank 18 of 23CHF 293.90Telmed · Rank 18 of 23
Basel-LandschaftCHF 616.60Telmed · Rank 20 of 23CHF 497.30Telmed · Rank 18 of 23
Basel-StadtCHF 628.60Telmed · Rank 17 of 23CHF 508.90Telmed · Rank 17 of 23
BernCHF 575.30Family doctor · Rank 16 of 26CHF 455.90Family doctor · Rank 16 of 26
FribourgCHF 510.60Family doctor · Rank 13 of 23CHF 391.00Family doctor · Rank 13 of 23
GenevaCHF 599.20Telmed · Rank 8 of 21CHF 479.50Telmed · Rank 8 of 21
GlarusCHF 476.80Telmed · Rank 20 of 26CHF 357.20Telmed · Rank 19 of 26
GraubündenCHF 513.30Telmed · Rank 22 of 24CHF 393.70Telmed · Rank 21 of 24
JuraCHF 552.10Telmed · Rank 3 of 21CHF 432.50Telmed · Rank 3 of 21
LucerneCHF 472.30Telmed · Rank 12 of 25CHF 352.60Telmed · Rank 12 of 25
NeuchâtelCHF 605.60Telmed · Rank 17 of 21CHF 486.00Telmed · Rank 17 of 21
NidwaldenCHF 410.90Telmed · Rank 8 of 26CHF 291.30Telmed · Rank 7 of 26
ObwaldenCHF 414.60Family doctor · Rank 9 of 26CHF 295.00Family doctor · Rank 9 of 26
SchaffhausenCHF 503.90Telmed · Rank 14 of 23CHF 384.20Telmed · Rank 12 of 23
SchwyzCHF 437.30Telmed · Rank 9 of 28CHF 317.70Telmed · Rank 9 of 28
SolothurnCHF 494.60Telmed · Rank 5 of 25CHF 375.00Telmed · Rank 3 of 25
St. GallenCHF 484.70Telmed · Rank 10 of 25CHF 365.00Telmed · Rank 9 of 25
ThurgauCHF 449.60Telmed · Rank 9 of 23CHF 330.00Telmed · Rank 9 of 23
TicinoCHF 603.30Telmed · Rank 10 of 21CHF 483.60Telmed · Rank 7 of 21
UriCHF 408.40Telmed · Rank 11 of 26CHF 288.80Telmed · Rank 11 of 26
ValaisCHF 512.00Telmed · Rank 18 of 24CHF 392.40Telmed · Rank 17 of 24
VaudCHF 601.70Telmed · Rank 18 of 21CHF 482.10Telmed · Rank 18 of 21
ZugCHF 370.10Family doctor · Rank 21 of 27CHF 250.20Family doctor · Rank 19 of 27
ZurichCHF 542.10Telmed · Rank 12 of 27CHF 422.50Telmed · Rank 12 of 27

EGK models

Besides the standard model with free choice of doctor, EGK offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.

Cancel EGK

Your cancellation of basic insurance must reach EGK by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:

EGK Grundversicherungen AG
Birspark 1
4242 Laufen

Create a cancellation letter to EGK, ready to print.

Frequently asked questions

How much are EGK premiums rising in 2027?

The standard premium for adults with a 300 deductible rises at EGK by +3.5% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.

Is EGK cheap?

For adults without accident cover and a 2'500 deductible, EGK is among the three cheapest insurers in 3 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.

When is the deadline to cancel EGK?

Your cancellation must reach EGK by 30 November 2026; you then switch on 1 January 2027. Address: EGK Grundversicherungen AG, Birspark 1, 4242 Laufen.

Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology