Health insurance Obwalden: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Obwalden costs CHF 299.00 per month in 2027 (Concordia, HMO, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Obwalden 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | ConcordiaHMO · HMO | CHF 299.00 | +4.3% |
| 2 | AgrisanoTelmed · AGRIsmart | CHF 299.00 | +9.8% |
| 3 | SwicaHMO · Favorit Santé | CHF 300.30 | +2.7% |
| 4 | SanitasTelmed · TelMed Basic | CHF 300.30 | new |
| 5 | ÖKKHMO · ÖKK CASAMED HMO | CHF 302.40 | +1.2% |
| 6 | AtupriHMO · HMO | CHF 305.40 | +7.1% |
| 7 | HelsanaFamily doctor · Helsana BeneFit PLUS Hausarzt R1 | CHF 306.70 | +0.2% |
| 8 | VisanaTelmed · Tel Care | CHF 311.50 | +6.4% |
| 9 | EGKFamily doctor · EGK-Care | CHF 316.30 | +6.3% |
| 10 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 322.70 | −2.6% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 474.00 | +6.5% |
| 2 | Concordia | CHF 491.10 | +3.0% |
| 3 | Sumiswalder | CHF 491.60 | +3.0% |
| 4 | ÖKK | CHF 495.00 | +0.8% |
| 5 | Swica | CHF 495.50 | +1.9% |
| 6 | Atupri | CHF 495.70 | +4.9% |
| 7 | Sanitas | CHF 498.40 | +3.7% |
| 8 | EGK | CHF 499.00 | +4.4% |
| 9 | Helsana | CHF 500.00 | −1.0% |
| 10 | KK Luzerner Hinterland | CHF 505.15 | +5.0% |
Consistently cheap in the canton of Obwalden
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Concordia | 9.6 | 5 of 8 |
| ÖKK | 9.0 | 5 of 8 |
| Agrisano | 8.9 | 6 of 8 |
| Sanitas | 7.8 | 2 of 8 |
| Atupri | 7.7 | 7 of 8 |
Concordia is the most price-consistent health insurer in the canton of Obwalden in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | AgrisanoTelmed · AGRIsmart | CHF 258.80 | CHF 284.10 | +9.8%Market +5.4% | 5 of 26 |
How much each insurer raises premiums in the canton of Obwalden
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.1%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| KPT | CHF 532 | −2.0% |
| Helsana | CHF 500 | −1.0% |
| ÖKK | CHF 495 | +0.8% |
| Swica | CHF 496 | +1.9% |
| Einsiedler Krankenkasse | CHF 513 | +2.0% |
| KK Steffisburg | CHF 542 | +2.0% |
| Mutuel | CHF 512 | +2.1% |
| Sumiswalder | CHF 492 | +3.0% |
| Concordia | CHF 491 | +3.0% |
| Visana | CHF 519 | +3.6% |
| Sanitas | CHF 498 | +3.7% |
| vita surselva | CHF 528 | +3.9% |
| Assura | CHF 544 | +4.0% |
| Aquilana | CHF 517 | +4.0% |
| rhenusana | CHF 545 | +4.0% |
| Galenos | CHF 547 | +4.2% |
| EGK | CHF 499 | +4.4% |
| Philos | CHF 544 | +4.5% |
| Avenir | CHF 600 | +4.5% |
| Atupri | CHF 496 | +4.9% |
| KK Luzerner Hinterland | CHF 505 | +5.0% |
| SLKK | CHF 582 | +5.1% |
| sana24 | CHF 543 | +5.1% |
| Agrisano | CHF 474 | +6.5% |
| CSS | CHF 531 | +7.1% |
| Vivao Sympany | CHF 569 | +14.0% |
Frequently asked questions
Which health insurer is cheapest in the canton of Obwalden in 2027?
For adults with a 2'500 deductible and accident cover, Concordia (HMO) is the cheapest at CHF 299.00 per month, across the whole canton. In the standard model with a 300 deductible it is Agrisano at CHF 474.00.
How much are health insurance premiums rising in 2027 in the canton of Obwalden?
The standard premium for adults with a 300 deductible rises by +4.1% on average in the canton of Obwalden, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.