Concordia premiums 2027
In 2027, Concordia becomes 2.8% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Administrative costs 2024: CHF 165 per insured person (average of all insurers CHF 193), 2018: CHF 159. 2025: advertising CHF 9, broker commissions CHF 0. Source: FOPH. All insurers compared
Concordia 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Concordia in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 472.50HMO · Rank 9 of 27 | CHF 351.20HMO · Rank 7 of 27 |
| Appenzell Ausserrhoden | CHF 448.40HMO · Rank 10 of 23 | CHF 327.10HMO · Rank 9 of 23 |
| Appenzell Innerrhoden | CHF 381.40HMO · Rank 10 of 23 | CHF 260.10HMO · Rank 7 of 23 |
| Basel-Landschaft | CHF 571.90HMO · Rank 12 of 23 | CHF 450.60HMO · Rank 11 of 23 |
| Basel-Stadt | CHF 566.10HMO · Rank 4 of 23 | CHF 444.90HMO · Rank 3 of 23 |
| Bern | CHF 566.70HMO · Rank 14 of 26 | CHF 445.40HMO · Rank 11 of 26 |
| Fribourg | CHF 492.70HMO · Rank 5 of 23 | CHF 371.40HMO · Rank 5 of 23 |
| Geneva | CHF 609.50HMO · Rank 12 of 21 | CHF 488.20HMO · Rank 12 of 21 |
| Glarus | CHF 442.50HMO · Rank 8 of 26 | CHF 321.30HMO · Rank 5 of 26 |
| Graubünden | CHF 449.50HMO · Rank 4 of 24 | CHF 328.20HMO · Rank 4 of 24 |
| Jura | CHF 586.60HMO · Rank 14 of 21 | CHF 465.40HMO · Rank 14 of 21 |
| Lucerne | CHF 460.00HMO · Rank 5 of 25 | CHF 338.70HMO · Rank 5 of 25 |
| Neuchâtel | CHF 581.10HMO · Rank 13 of 21 | CHF 459.90HMO · Rank 12 of 21 |
| Nidwalden | CHF 423.20HMO · Rank 15 of 26 | CHF 302.00HMO · Rank 14 of 26 |
| Obwalden | CHF 403.80HMO · Rank 5 of 26 | CHF 282.60HMO · Rank 4 of 26 |
| Schaffhausen | CHF 493.60HMO · Rank 7 of 23 | CHF 372.40HMO · Rank 6 of 23 |
| Schwyz | CHF 420.10HMO · Rank 2 of 28 | CHF 298.90HMO · Rank 1 of 28 |
| Solothurn | CHF 498.40HMO · Rank 9 of 25 | CHF 377.20HMO · Rank 6 of 25 |
| St. Gallen | CHF 473.80HMO · Rank 6 of 25 | CHF 352.50HMO · Rank 6 of 25 |
| Thurgau | CHF 442.30HMO · Rank 5 of 23 | CHF 321.10HMO · Rank 2 of 23 |
| Ticino | CHF 600.00HMO · Rank 5 of 21 | CHF 478.80HMO · Rank 4 of 21 |
| Uri | CHF 418.20HMO · Rank 15 of 26 | CHF 297.00HMO · Rank 13 of 26 |
| Valais | CHF 482.40HMO · Rank 5 of 24 | CHF 361.10HMO · Rank 3 of 24 |
| Vaud | CHF 575.20HMO · Rank 14 of 21 | CHF 453.90HMO · Rank 13 of 21 |
| Zug | CHF 336.30HMO · Rank 3 of 27 | CHF 215.00HMO · Rank 2 of 27 |
| Zurich | CHF 527.00HMO · Rank 9 of 27 | CHF 405.70HMO · Rank 8 of 27 |
In 2027, Concordia is the cheapest of all insurers in: Schwyz.
Concordia models
Besides the standard model with free choice of doctor, Concordia offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Family doctor: MyDoc
- HMO: HMO
- Telmed: smartDoc
Cancel Concordia
Your cancellation of basic insurance must reach Concordia by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG
Bundesplatz 15
6002 Luzern
Create a cancellation letter to Concordia, ready to print.
Frequently asked questions
How much are Concordia premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Concordia by +2.8% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Concordia cheap?
For adults without accident cover and a 2'500 deductible, Concordia is among the three cheapest insurers in 5 of 26 cantons in 2027 and the cheapest of all in 1 canton. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Concordia?
Your cancellation must reach Concordia by 30 November 2026; you then switch on 1 January 2027. Address: CONCORDIA Schweiz. Kranken- und Unfallversicherung AG, Bundesplatz 15, 6002 Luzern.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology