Health insurance Schaffhausen: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Schaffhausen costs CHF 380.10 per month in 2027 (KPT, Telmed, deductible 2'500, in premium region 1 (Neuhausen am Rheinfall, Schaffhausen)). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Schaffhausen 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, in premium region 1 (Neuhausen am Rheinfall, Schaffhausen). The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 380.10 | +1.3% |
| 2 | ÖKKHMO · ÖKK CASAMED HMO | CHF 383.80 | +6.5% |
| 3 | AquilanaTelmed · SMARTMED | CHF 388.20 | +4.5% |
| 4 | GalenosAlternative · Combi Care | CHF 391.80 | +5.5% |
| 5 | AssuraFamily doctor · PharMed | CHF 393.10 | +8.1% |
| 6 | ConcordiaHMO · HMO | CHF 394.00 | +5.3% |
| 7 | AtupriHMO · HMO | CHF 398.10 | +2.7% |
| 8 | SwicaTelmed · Favorit Start | CHF 401.50 | new |
| 9 | AgrisanoTelmed · AGRIcontact | CHF 402.60 | +3.7% |
| 10 | HelsanaFamily doctor · Helsana BeneFit PLUS Hausarzt R3 | CHF 403.20 | +10.9% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, in premium region 1 (Neuhausen am Rheinfall, Schaffhausen).
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 568.30 | +2.0% |
| 2 | ÖKK | CHF 579.00 | +4.9% |
| 3 | Sumiswalder | CHF 583.40 | +3.0% |
| 4 | Aquilana | CHF 585.00 | +3.5% |
| 5 | Assura | CHF 592.50 | +6.0% |
| 6 | Atupri | CHF 598.20 | +2.0% |
| 7 | Concordia | CHF 600.30 | +4.0% |
| 8 | KPT | CHF 603.40 | +1.0% |
| 9 | vita surselva | CHF 604.00 | +1.7% |
| 10 | EGK | CHF 605.00 | +4.7% |
Premium regions in the canton of Schaffhausen
The canton is divided into 2 premium regions. The tables above apply to premium region 1 (Neuhausen am Rheinfall, Schaffhausen). In the other regions, the cheapest insurer is:
- premium region 2: Agrisano (Telmed), CHF 334.10 per month
Municipalities in premium region 1 (2)
Neuhausen am Rheinfall, Schaffhausen
Municipalities in premium region 2 (24)
Bargen (SH), Beggingen, Beringen, Buch (SH), Buchberg, Büttenhardt, Dörflingen, Gächlingen, Hallau, Hemishofen, Lohn (SH), Löhningen, Merishausen, Neunkirch, Oberhallau, Ramsen, Rüdlingen, Schleitheim, Siblingen, Stein am Rhein, Stetten (SH), Thayngen, Trasadingen, Wilchingen
Consistently cheap in the canton of Schaffhausen
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| ÖKK | 9.0 | 6 of 8 |
| Concordia | 8.8 | 3 of 8 |
| Aquilana | 8.6 | 5 of 8 |
| Galenos | 8.2 | 2 of 8 |
| Assura | 7.6 | 3 of 8 |
ÖKK is the most price-consistent health insurer in the canton of Schaffhausen in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in each premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| Region 1 | HelsanaFamily doctor · BeneFit PLUS Hausarzt R2 | CHF 333.00 | CHF 375.00 | +12.6%Market +6.6% | 8 of 23 |
| Region 2 | AssuraFamily doctor · PharMed | CHF 301.60 | CHF 326.90 | +8.4%Market +6.4% | 5 of 23 |
How much each insurer raises premiums in the canton of Schaffhausen
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +5.6%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| SLKK | CHF 571 | −1.5% |
| KPT | CHF 582 | +1.0% |
| vita surselva | CHF 589 | +1.7% |
| Atupri | CHF 598 | +2.0% |
| Agrisano | CHF 541 | +2.0% |
| Galenos | CHF 592 | +2.1% |
| Sanitas | CHF 599 | +3.5% |
| Sumiswalder | CHF 567 | +3.5% |
| Aquilana | CHF 566 | +3.5% |
| Concordia | CHF 581 | +4.0% |
| rhenusana | CHF 612 | +4.0% |
| Philos | CHF 630 | +4.3% |
| ÖKK | CHF 559 | +4.8% |
| EGK | CHF 587 | +5.2% |
| sana24 | CHF 637 | +5.4% |
| CSS | CHF 634 | +5.4% |
| Visana | CHF 608 | +5.5% |
| Assura | CHF 569 | +6.0% |
| Swica | CHF 613 | +6.2% |
| Helsana | CHF 611 | +7.5% |
| Mutuel | CHF 668 | +8.5% |
| Avenir | CHF 686 | +8.8% |
| Vivao Sympany | CHF 628 | +10.1% |
Frequently asked questions
Which health insurer is cheapest in the canton of Schaffhausen in 2027?
For adults with a 2'500 deductible and accident cover, KPT (Telmed) is the cheapest at CHF 380.10 per month, in premium region 1 (Neuhausen am Rheinfall, Schaffhausen). In the standard model with a 300 deductible it is Agrisano at CHF 568.30.
How much are health insurance premiums rising in 2027 in the canton of Schaffhausen?
The standard premium for adults with a 300 deductible rises by +5.6% on average in the canton of Schaffhausen, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.