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Premiums 2027

Helsana premiums 2027

Official FOPH premiums · 26 cantons · around 1.4m insured

In 2027, Helsana becomes 5.2% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.

+5.2%
versus 2026
2 of 26
cantons among the 3 cheapestiCheapest offer, adults without accident cover, deductible 2'500, region 1 of each canton.
CHF 1'014
less per year with a savings model at HelsanaiFamily doctor, HMO or Telmed instead of the standard model, same benefits. Median across all regions, deductible 2'500, without accident cover.
Compare with your Helsana bill →
Price Consistency Rating 2027
Is Helsana consistently cheap? Based on FOPH premiums since 2020.
6.8/10
With accident cover, deductible 300 6.8 · With accident cover, deductible 2'500 6.2 · Without accident cover, deductible 300 7.0 · Without accident cover, deductible 2'500 7.0
Price today8.7
Consistency8.8
Loyalty4.2
Discount retention0.9
Tariff continuity9.0
Reserves3.8

Administrative costs 2024: CHF 178 per insured person (average of all insurers CHF 193), 2018: CHF 260. 2025: advertising CHF 9, broker commissions CHF 5. Source: FOPH. All insurers compared

How we calculate →

Helsana 2027 in every canton

Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Helsana in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.

CantonDeductible 300Deductible 2'500
AargauCHF 480.50Alternative · Rank 14 of 27CHF 361.20Alternative · Rank 12 of 27
Appenzell AusserrhodenCHF 444.50Telmed · Rank 8 of 23CHF 325.20Telmed · Rank 8 of 23
Appenzell InnerrhodenCHF 355.10Telmed · Rank 4 of 23CHF 235.80Telmed · Rank 4 of 23
Basel-LandschaftCHF 549.40Family doctor · Rank 5 of 23CHF 430.10Family doctor · Rank 5 of 23
Basel-StadtCHF 578.90Family doctor · Rank 12 of 23CHF 459.60Family doctor · Rank 12 of 23
BernCHF 537.20Family doctor · Rank 5 of 26CHF 417.90Family doctor · Rank 5 of 26
FribourgCHF 505.40Telmed · Rank 10 of 23CHF 386.10Telmed · Rank 10 of 23
GenevaCHF 605.90Family doctor · Rank 10 of 21CHF 486.60Family doctor · Rank 10 of 21
GlarusCHF 432.00Family doctor · Rank 5 of 26CHF 312.70Family doctor · Rank 4 of 26
GraubündenCHF 453.80Family doctor · Rank 5 of 24CHF 334.50Family doctor · Rank 5 of 24
JuraCHF 561.30Telmed · Rank 9 of 21CHF 442.00Telmed · Rank 8 of 21
LucerneCHF 451.60Family doctor · Rank 3 of 25CHF 332.20Family doctor · Rank 3 of 25
NeuchâtelCHF 569.50Telmed · Rank 8 of 21CHF 450.20Telmed · Rank 8 of 21
NidwaldenCHF 414.30Family doctor · Rank 10 of 26CHF 295.00Family doctor · Rank 10 of 26
ObwaldenCHF 404.60Family doctor · Rank 6 of 26CHF 285.30Family doctor · Rank 6 of 26
SchaffhausenCHF 494.30Family doctor · Rank 9 of 23CHF 375.00Family doctor · Rank 8 of 23
SchwyzCHF 430.10Telmed · Rank 6 of 28CHF 310.80Telmed · Rank 6 of 28
SolothurnCHF 498.30Telmed · Rank 8 of 25CHF 378.90Telmed · Rank 8 of 25
St. GallenCHF 470.30Family doctor · Rank 5 of 25CHF 350.90Family doctor · Rank 5 of 25
ThurgauCHF 450.70Telmed · Rank 10 of 23CHF 331.40Telmed · Rank 10 of 23
TicinoCHF 604.60Family doctor · Rank 11 of 21CHF 485.30Family doctor · Rank 8 of 21
UriCHF 393.50Telmed · Rank 7 of 26CHF 274.20Telmed · Rank 5 of 26
ValaisCHF 492.90Family doctor · Rank 14 of 24CHF 373.60Family doctor · Rank 13 of 24
VaudCHF 567.20Family doctor · Rank 10 of 21CHF 447.80Family doctor · Rank 9 of 21
ZugCHF 332.50Family doctor · Rank 1 of 27CHF 213.20Family doctor · Rank 1 of 27
ZurichCHF 521.80Family doctor · Rank 7 of 27CHF 402.50Family doctor · Rank 7 of 27

In 2027, Helsana is the cheapest of all insurers in: Zug.

Helsana models

Besides the standard model with free choice of doctor, Helsana offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.

Cancel Helsana

Your cancellation of basic insurance must reach Helsana by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:

Helsana Versicherungen AG
Postfach
8081 Zürich

Create a cancellation letter to Helsana, ready to print.

Frequently asked questions

How much are Helsana premiums rising in 2027?

The standard premium for adults with a 300 deductible rises at Helsana by +5.2% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.

Is Helsana cheap?

For adults without accident cover and a 2'500 deductible, Helsana is among the three cheapest insurers in 2 of 26 cantons in 2027 and the cheapest of all in 1 canton. How cheap it is for you depends on where you live, your deductible and the model.

When is the deadline to cancel Helsana?

Your cancellation must reach Helsana by 30 November 2026; you then switch on 1 January 2027. Address: Helsana Versicherungen AG, Postfach, 8081 Zürich.

Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology