Health insurance Schwyz: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Schwyz costs CHF 316.20 per month in 2027 (Concordia, HMO, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Schwyz 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | ConcordiaHMO · HMO | CHF 316.20 | +2.8% |
| 2 | AgrisanoTelmed · AGRIsmart | CHF 323.70 | +11.7% |
| 3 | ÖKKHMO · ÖKK CASAMED HMO | CHF 325.80 | +3.9% |
| 4 | Einsiedler KrankenkasseStandard · BASE | CHF 326.40 | +5.0% |
| 5 | AssuraAlternative · FeminaVita | CHF 329.50 | +1.4% |
| 6 | AtupriHMO · HMO | CHF 329.60 | +8.0% |
| 7 | HelsanaTelmed · Helsana BeneFit PLUS Telemed | CHF 334.10 | +0.0% |
| 8 | SanitasFamily doctor · Hausarztmodell 1 | CHF 335.15 | +2.0% |
| 9 | EGKTelmed · EGK-TelCare | CHF 340.60 | +6.3% |
| 10 | Vivao SympanyTelmed · callmed 24 | CHF 346.70 | +8.1% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Einsiedler Krankenkasse | CHF 454.70 | +3.5% |
| 2 | Agrisano | CHF 502.50 | +8.0% |
| 3 | Glarner | CHF 504.30 | −3.7% |
| 4 | KK Wädenswil | CHF 512.50 | +4.1% |
| 5 | ÖKK | CHF 516.00 | +2.8% |
| 6 | Sumiswalder | CHF 517.00 | +4.1% |
| 7 | Concordia | CHF 519.80 | +2.0% |
| 8 | Atupri | CHF 521.20 | +5.6% |
| 9 | KK Luzerner Hinterland | CHF 524.65 | +5.0% |
| 10 | vita surselva | CHF 532.00 | +1.9% |
Consistently cheap in the canton of Schwyz
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Einsiedler KrankenkasseRegional insurer | 10.0 | 4 of 8 |
| Concordia | 9.6 | 7 of 8 |
| Agrisano | 8.9 | 3 of 8 |
| ÖKK | 8.5 | 2 of 8 |
| EGK | 8.5 | 4 of 8 |
Einsiedler Krankenkasse is the most price-consistent health insurer in the canton of Schwyz in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | AgrisanoTelmed · AGRIsmart | CHF 275.30 | CHF 307.50 | +11.7%Market +5.4% | 5 of 28 |
How much each insurer raises premiums in the canton of Schwyz
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.6%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| Glarner | CHF 504 | −3.7% |
| Philos | CHF 580 | +0.0% |
| Helsana | CHF 544 | +0.0% |
| Assura | CHF 558 | +1.0% |
| Sanitas | CHF 533 | +1.5% |
| vita surselva | CHF 532 | +1.9% |
| Concordia | CHF 520 | +2.0% |
| Swica | CHF 558 | +2.2% |
| SLKK | CHF 534 | +2.7% |
| ÖKK | CHF 516 | +2.8% |
| KPT | CHF 570 | +3.0% |
| Einsiedler Krankenkasse | CHF 455 | +3.5% |
| Galenos | CHF 574 | +3.9% |
| Avenir | CHF 553 | +4.0% |
| rhenusana | CHF 565 | +4.0% |
| KK Wädenswil | CHF 512 | +4.1% |
| Sumiswalder | CHF 517 | +4.1% |
| EGK | CHF 544 | +4.5% |
| KK Luzerner Hinterland | CHF 525 | +5.0% |
| Aquilana | CHF 572 | +5.0% |
| Visana | CHF 617 | +5.4% |
| Atupri | CHF 521 | +5.6% |
| Vivao Sympany | CHF 546 | +5.8% |
| sana24 | CHF 573 | +6.5% |
| KK Steffisburg | CHF 553 | +6.5% |
| CSS | CHF 556 | +8.0% |
| Agrisano | CHF 502 | +8.0% |
| Mutuel | CHF 578 | +12.3% |
Frequently asked questions
Which health insurer is cheapest in the canton of Schwyz in 2027?
For adults with a 2'500 deductible and accident cover, Concordia (HMO) is the cheapest at CHF 316.20 per month, across the whole canton. In the standard model with a 300 deductible it is Einsiedler Krankenkasse at CHF 454.70.
How much are health insurance premiums rising in 2027 in the canton of Schwyz?
The standard premium for adults with a 300 deductible rises by +4.6% on average in the canton of Schwyz, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.