Sanitas premiums 2027
In 2027, Sanitas becomes 3.3% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Administrative costs 2024: CHF 224 per insured person (average of all insurers CHF 193), 2018: CHF 207. 2025: advertising CHF 8, broker commissions CHF 7. Source: FOPH. All insurers compared
Sanitas 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Sanitas in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 461.90Family doctor · Rank 2 of 27 | CHF 342.45Family doctor · Rank 1 of 27 |
| Appenzell Ausserrhoden | CHF 432.80Family doctor · Rank 5 of 23 | CHF 313.35Family doctor · Rank 5 of 23 |
| Appenzell Innerrhoden | CHF 375.35Family doctor · Rank 8 of 23 | CHF 255.90Family doctor · Rank 6 of 23 |
| Basel-Landschaft | CHF 533.50Telmed · Rank 1 of 23 | CHF 414.05Telmed · Rank 1 of 23 |
| Basel-Stadt | CHF 569.10Telmed · Rank 5 of 23 | CHF 449.65Telmed · Rank 5 of 23 |
| Bern | CHF 529.45Family doctor · Rank 1 of 26 | CHF 410.00Family doctor · Rank 1 of 26 |
| Fribourg | CHF 480.95Telmed · Rank 1 of 23 | CHF 361.50Telmed · Rank 1 of 23 |
| Geneva | CHF 585.70Telmed · Rank 4 of 21 | CHF 466.25Telmed · Rank 3 of 21 |
| Glarus | CHF 426.50Telmed · Rank 2 of 26 | CHF 307.05Telmed · Rank 2 of 26 |
| Graubünden | CHF 444.20Telmed · Rank 2 of 24 | CHF 324.75Telmed · Rank 2 of 24 |
| Jura | CHF 544.00Telmed · Rank 1 of 21 | CHF 424.55Telmed · Rank 1 of 21 |
| Lucerne | CHF 445.00Family doctor · Rank 1 of 25 | CHF 325.55Family doctor · Rank 1 of 25 |
| Neuchâtel | CHF 552.75Telmed · Rank 1 of 21 | CHF 433.30Telmed · Rank 1 of 21 |
| Nidwalden | CHF 386.40Telmed · Rank 2 of 26 | CHF 266.95Telmed · Rank 1 of 26 |
| Obwalden | CHF 399.05Telmed · Rank 3 of 26 | CHF 279.60Telmed · Rank 2 of 26 |
| Schaffhausen | CHF 495.10Telmed · Rank 10 of 23 | CHF 375.65Telmed · Rank 9 of 23 |
| Schwyz | CHF 431.45Family doctor · Rank 7 of 28 | CHF 312.00Family doctor · Rank 7 of 28 |
| Solothurn | CHF 497.25Family doctor · Rank 7 of 25 | CHF 377.80Family doctor · Rank 7 of 25 |
| St. Gallen | CHF 465.50Family doctor · Rank 3 of 25 | CHF 346.05Family doctor · Rank 1 of 25 |
| Thurgau | CHF 441.35Family doctor · Rank 3 of 23 | CHF 321.90Family doctor · Rank 3 of 23 |
| Ticino | CHF 602.25Telmed · Rank 9 of 21 | CHF 482.80Telmed · Rank 6 of 21 |
| Uri | CHF 394.85Family doctor · Rank 8 of 26 | CHF 275.40Family doctor · Rank 6 of 26 |
| Valais | CHF 475.50Telmed · Rank 1 of 24 | CHF 356.05Telmed · Rank 1 of 24 |
| Vaud | CHF 547.50Telmed · Rank 2 of 21 | CHF 428.05Telmed · Rank 2 of 21 |
| Zug | CHF 338.20Telmed · Rank 5 of 27 | CHF 218.75Telmed · Rank 4 of 27 |
| Zurich | CHF 503.50Telmed · Rank 1 of 27 | CHF 384.05Telmed · Rank 1 of 27 |
In 2027, Sanitas is the cheapest of all insurers in: Aargau, Basel-Landschaft, Bern, Fribourg, Jura, Lucerne, Neuchâtel, Nidwalden, St. Gallen, Valais, Zurich.
Sanitas models
Besides the standard model with free choice of doctor, Sanitas offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: MultiAccess
- Family doctor: Hausarztmodell 1, Hausarztmodell 2, Hausarztmodell 3, Hausarztmodell 4
- Telmed: TelMed Basic, TelMed Plus
Cancel Sanitas
Your cancellation of basic insurance must reach Sanitas by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
Sanitas Grundversicherungen AG
Jägergasse 3
Postfach 2010
8021 Zürich
Create a cancellation letter to Sanitas, ready to print.
Frequently asked questions
How much are Sanitas premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Sanitas by +3.3% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Sanitas cheap?
For adults without accident cover and a 2'500 deductible, Sanitas is among the three cheapest insurers in 17 of 26 cantons in 2027 and the cheapest of all in 11 cantons. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Sanitas?
Your cancellation must reach Sanitas by 30 November 2026; you then switch on 1 January 2027. Address: Sanitas Grundversicherungen AG, Jägergasse 3, Postfach 2010, 8021 Zürich.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology