Health insurance Zug: the cheapest premiums 2027
The cheapest basic health insurance for adults in the canton of Zug costs CHF 227.50 per month in 2027 (Concordia, HMO, deductible 2'500, across the whole canton). Benefits are set by law and identical at every insurer, you only pay a different price.
The 10 cheapest health insurers in the canton of Zug 2027
Adults aged 26 and over, deductible CHF 2'500, with accident cover, across the whole canton. The cheapest tariff of each insurer. The change compares the same tariff with 2026.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | ConcordiaHMO · HMO | CHF 227.50 | +9.7% |
| 2 | HelsanaFamily doctor · Helsana BeneFit PLUS Hausarzt R1 | CHF 229.20 | −3.4% |
| 3 | KPTTelmed · KPTwin.smart - Hausarzt mit App | CHF 234.20 | +7.3% |
| 4 | SanitasTelmed · TelMed Basic | CHF 234.95 | new |
| 5 | VisanaAlternative · Combi Care | CHF 238.20 | +7.1% |
| 6 | AgrisanoTelmed · AGRIsmart | CHF 239.60 | +6.6% |
| 7 | SLKKTelmed · SmartMed | CHF 239.80 | +4.1% |
| 8 | Vivao SympanyAlternative · casamed pharm | CHF 247.50 | +14.2% |
| 9 | GalenosAlternative · Combi Care | CHF 248.10 | +6.8% |
| 10 | MutuelTelmed · SanaTel (Telemedizin) | CHF 249.50 | +5.7% |
Standard model with free choice of doctor
If you want no restriction on your choice of doctor: the cheapest insurers in the standard model, deductible CHF 300, across the whole canton.
| # | Insurer | Premium / month | vs. 2026 |
|---|---|---|---|
| 1 | Agrisano | CHF 405.30 | +4.0% |
| 2 | Concordia | CHF 408.90 | +6.0% |
| 3 | SLKK | CHF 409.50 | +5.0% |
| 4 | Helsana | CHF 411.00 | −4.4% |
| 5 | KPT | CHF 421.10 | +5.0% |
| 6 | Sumiswalder | CHF 421.40 | −5.0% |
| 7 | EGK | CHF 422.00 | +0.0% |
| 8 | Sanitas | CHF 422.40 | +3.8% |
| 9 | Vivao Sympany | CHF 427.00 | +8.9% |
| 10 | Mutuel | CHF 431.40 | +3.7% |
Consistently cheap in the canton of Zug
Not just cheap this year, but over the years: the five insurers with the best score in the Price Consistency Rating, calculated for the canton’s main region. The last column shows in how many years since 2020 the insurer was among the 5 cheapest here (deductible 2'500).
| Insurer | Score | Years among the 5 cheapest |
|---|---|---|
| Concordia | 9.6 | 8 of 8 |
| Agrisano | 8.4 | 2 of 8 |
| Visana | 8.4 | 2 of 8 |
| SLKKRegional insurer | 7.9 | 1 of 8 |
| KPT | 7.9 | 2 of 8 |
Concordia is the most price-consistent health insurer in the canton of Zug in 2027.
Cheapest last year, and now?
The cheapest tariff of 2026 in the premium region of the canton and what the same tariff costs in 2027. Adults, deductible 2'500, without accident cover, per month. If you switched to the cheapest insurer last year, compare again this year.
| Region | Cheapest 2026 | 2026 | 2027 | Change | Rank 2027 |
|---|---|---|---|---|---|
| whole canton | ConcordiaHMO · HMO | CHF 196.00 | CHF 215.00 | +9.7%Market +5.9% | 2 of 27 |
How much each insurer raises premiums in the canton of Zug
Change in the standard premium from 2026 to 2027, deductible 300, adults, average across premium regions. The smallest increase is at the top. Canton average: +4.2%.
| Insurer | Ø Standard 2027 | vs. 2026 |
|---|---|---|
| Sumiswalder | CHF 421 | −5.0% |
| Helsana | CHF 411 | −4.4% |
| KK Luzerner Hinterland | CHF 438 | −3.0% |
| EGK | CHF 422 | +0.0% |
| KK Wädenswil | CHF 444 | +0.0% |
| vita surselva | CHF 525 | +1.0% |
| Philos | CHF 456 | +1.0% |
| Assura | CHF 468 | +2.0% |
| Einsiedler Krankenkasse | CHF 496 | +2.0% |
| KK Steffisburg | CHF 490 | +2.0% |
| ÖKK | CHF 447 | +2.5% |
| Swica | CHF 448 | +2.8% |
| Mutuel | CHF 431 | +3.7% |
| Sanitas | CHF 422 | +3.8% |
| Agrisano | CHF 405 | +4.0% |
| Aquilana | CHF 452 | +4.0% |
| rhenusana | CHF 558 | +4.0% |
| Atupri | CHF 455 | +4.1% |
| Galenos | CHF 444 | +4.3% |
| sana24 | CHF 451 | +4.8% |
| SLKK | CHF 410 | +5.0% |
| KPT | CHF 421 | +5.0% |
| Concordia | CHF 409 | +6.0% |
| Visana | CHF 442 | +6.3% |
| Avenir | CHF 438 | +6.3% |
| CSS | CHF 457 | +6.8% |
| Vivao Sympany | CHF 427 | +8.9% |
Frequently asked questions
Which health insurer is cheapest in the canton of Zug in 2027?
For adults with a 2'500 deductible and accident cover, Concordia (HMO) is the cheapest at CHF 227.50 per month, across the whole canton. In the standard model with a 300 deductible it is Agrisano at CHF 405.30.
How much are health insurance premiums rising in 2027 in the canton of Zug?
The standard premium for adults with a 300 deductible rises by +4.2% on average in the canton of Zug, weighted by each insurer’s number of insured persons. Across Switzerland, the average premium rises by 5.0% according to the FOPH.
When is the deadline to switch health insurer for 2027?
Your cancellation of basic insurance must reach your insurer by 30 November 2026. The new insurer must accept you without health questions, and the switch takes effect on 1 January 2027.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026 (opendata.swiss). No liability for accuracy. How we calculate: methodology. All cantons: overview.