Mutuel premiums 2027
In 2027, Mutuel becomes 3.2% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Mutuel 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Mutuel in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 495.50Telmed · Rank 21 of 27 | CHF 376.50Telmed · Rank 19 of 27 |
| Appenzell Ausserrhoden | CHF 542.80HMO · Rank 22 of 23 | CHF 423.80HMO · Rank 22 of 23 |
| Appenzell Innerrhoden | CHF 392.70Telmed · Rank 14 of 23 | CHF 273.60Telmed · Rank 14 of 23 |
| Basel-Landschaft | CHF 549.70Telmed · Rank 6 of 23 | CHF 430.60Telmed · Rank 6 of 23 |
| Basel-Stadt | CHF 558.70Telmed · Rank 1 of 23 | CHF 439.60Telmed · Rank 1 of 23 |
| Bern | CHF 573.60HMO · Rank 15 of 26 | CHF 454.50HMO · Rank 15 of 26 |
| Fribourg | CHF 519.20Alternative · Rank 16 of 23 | CHF 406.10HMO · Rank 17 of 23 |
| Geneva | CHF 598.00HMO · Rank 7 of 21 | CHF 478.90HMO · Rank 7 of 21 |
| Glarus | CHF 463.10Alternative · Rank 14 of 26 | CHF 350.00Alternative · Rank 15 of 26 |
| Graubünden | CHF 471.90Telmed · Rank 9 of 24 | CHF 352.80Telmed · Rank 8 of 24 |
| Jura | CHF 571.40HMO · Rank 12 of 21 | CHF 452.30HMO · Rank 11 of 21 |
| Lucerne | CHF 551.10Telmed · Rank 24 of 25 | CHF 432.10Telmed · Rank 25 of 25 |
| Neuchâtel | CHF 580.70Telmed · Rank 12 of 21 | CHF 461.60Telmed · Rank 13 of 21 |
| Nidwalden | CHF 497.10HMO · Rank 25 of 26 | CHF 378.00HMO · Rank 25 of 26 |
| Obwalden | CHF 425.80Telmed · Rank 14 of 26 | CHF 306.80Telmed · Rank 12 of 26 |
| Schaffhausen | CHF 560.30HMO · Rank 21 of 23 | CHF 441.30HMO · Rank 21 of 23 |
| Schwyz | CHF 473.20HMO · Rank 26 of 28 | CHF 354.10HMO · Rank 26 of 28 |
| Solothurn | CHF 494.30Telmed · Rank 3 of 25 | CHF 375.30Telmed · Rank 4 of 25 |
| St. Gallen | CHF 493.40Telmed · Rank 17 of 25 | CHF 374.40Telmed · Rank 15 of 25 |
| Thurgau | CHF 496.80HMO · Rank 20 of 23 | CHF 377.70HMO · Rank 20 of 23 |
| Ticino | CHF 661.20Telmed · Rank 16 of 21 | CHF 542.20Telmed · Rank 16 of 21 |
| Uri | CHF 468.90Telmed · Rank 23 of 26 | CHF 349.80Telmed · Rank 22 of 26 |
| Valais | CHF 481.60Telmed · Rank 3 of 24 | CHF 362.50Telmed · Rank 5 of 24 |
| Vaud | CHF 583.90Telmed · Rank 16 of 21 | CHF 464.90Telmed · Rank 16 of 21 |
| Zug | CHF 351.10Telmed · Rank 9 of 27 | CHF 232.10Telmed · Rank 10 of 27 |
| Zurich | CHF 544.60Telmed · Rank 14 of 27 | CHF 425.50Telmed · Rank 13 of 27 |
In 2027, Mutuel is the cheapest of all insurers in: Basel-Stadt.
Mutuel models
Besides the standard model with free choice of doctor, Mutuel offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: PrimaFlex (flexibles Modell)
- Family doctor: PrimaCare (Hausarzt)
- HMO: OptiMed (Ärztenetz)
- Telmed: SanaTel (Telemedizin)
Groupe Mutuel group
Mutuel belongs to the Groupe Mutuel group. Other insurers in the group with their own premiums: Avenir, Philos.
Cancel Mutuel
Your cancellation of basic insurance must reach Mutuel by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
Mutuel Krankenversicherung AG
Rue des Cèdres 5
1919 Martigny
Create a cancellation letter to Mutuel, ready to print.
Frequently asked questions
How much are Mutuel premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Mutuel by +3.2% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Mutuel cheap?
For adults without accident cover and a 2'500 deductible, Mutuel is among the three cheapest insurers in 1 of 26 cantons in 2027 and the cheapest of all in 1 canton. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Mutuel?
Your cancellation must reach Mutuel by 30 November 2026; you then switch on 1 January 2027. Address: Mutuel Krankenversicherung AG, Rue des Cèdres 5, 1919 Martigny.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology