Avenir premiums 2027
In 2027, Avenir becomes 4.0% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
Avenir 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Avenir in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 465.80HMO · Rank 3 of 27 | CHF 346.70HMO · Rank 3 of 27 |
| Appenzell Ausserrhoden | CHF 509.40HMO · Rank 18 of 23 | CHF 390.30HMO · Rank 18 of 23 |
| Appenzell Innerrhoden | CHF 461.90HMO · Rank 23 of 23 | CHF 342.80HMO · Rank 23 of 23 |
| Basel-Landschaft | CHF 570.90HMO · Rank 11 of 23 | CHF 451.90HMO · Rank 12 of 23 |
| Basel-Stadt | CHF 574.60HMO · Rank 10 of 23 | CHF 455.50HMO · Rank 10 of 23 |
| Bern | CHF 566.00HMO · Rank 13 of 26 | CHF 447.00HMO · Rank 12 of 26 |
| Fribourg | CHF 497.30HMO · Rank 8 of 23 | CHF 378.30HMO · Rank 7 of 23 |
| Geneva | CHF 604.90HMO · Rank 9 of 21 | CHF 485.90HMO · Rank 9 of 21 |
| Glarus | CHF 460.90Alternative · Rank 13 of 26 | CHF 347.80Alternative · Rank 13 of 26 |
| Graubünden | CHF 511.20HMO · Rank 20 of 24 | CHF 392.10HMO · Rank 20 of 24 |
| Jura | CHF 646.10HMO · Rank 19 of 21 | CHF 527.00HMO · Rank 19 of 21 |
| Lucerne | CHF 460.70Telmed · Rank 7 of 25 | CHF 341.60Telmed · Rank 7 of 25 |
| Neuchâtel | CHF 557.00Telmed · Rank 3 of 21 | CHF 437.90Telmed · Rank 2 of 21 |
| Nidwalden | CHF 447.20HMO · Rank 22 of 26 | CHF 328.20HMO · Rank 21 of 26 |
| Obwalden | CHF 490.90Alternative · Rank 25 of 26 | CHF 374.70Family doctor · Rank 24 of 26 |
| Schaffhausen | CHF 575.70HMO · Rank 22 of 23 | CHF 456.70HMO · Rank 22 of 23 |
| Schwyz | CHF 450.40HMO · Rank 18 of 28 | CHF 331.30HMO · Rank 16 of 28 |
| Solothurn | CHF 577.10HMO · Rank 24 of 25 | CHF 458.00HMO · Rank 24 of 25 |
| St. Gallen | CHF 497.00HMO · Rank 19 of 25 | CHF 378.00HMO · Rank 17 of 25 |
| Thurgau | CHF 445.50Telmed · Rank 6 of 23 | CHF 326.50Telmed · Rank 6 of 23 |
| Ticino | CHF 676.00Alternative · Rank 18 of 21 | CHF 560.80Family doctor · Rank 18 of 21 |
| Uri | CHF 442.20HMO · Rank 20 of 26 | CHF 323.10HMO · Rank 20 of 26 |
| Valais | CHF 522.60HMO · Rank 20 of 24 | CHF 403.60HMO · Rank 20 of 24 |
| Vaud | CHF 565.80Alternative · Rank 8 of 21 | CHF 452.80Alternative · Rank 12 of 21 |
| Zug | CHF 356.30HMO · Rank 12 of 27 | CHF 237.30HMO · Rank 12 of 27 |
| Zurich | CHF 513.70Telmed · Rank 4 of 27 | CHF 394.70Telmed · Rank 4 of 27 |
Avenir models
Besides the standard model with free choice of doctor, Avenir offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: PrimaFlex (flexibles Modell)
- Family doctor: PrimaCare (Hausarzt)
- HMO: OptiMed (Ärztenetz)
- Telmed: SanaTel (Telemedizin)
Groupe Mutuel group
Avenir belongs to the Groupe Mutuel group. Other insurers in the group with their own premiums: Mutuel, Philos.
Cancel Avenir
Your cancellation of basic insurance must reach Avenir by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
Avenir Krankenversicherung AG
Rue des Cèdres 5
1919 Martigny
Create a cancellation letter to Avenir, ready to print.
Frequently asked questions
How much are Avenir premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at Avenir by +4.0% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is Avenir cheap?
For adults without accident cover and a 2'500 deductible, Avenir is among the three cheapest insurers in 2 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel Avenir?
Your cancellation must reach Avenir by 30 November 2026; you then switch on 1 January 2027. Address: Avenir Krankenversicherung AG, Rue des Cèdres 5, 1919 Martigny.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology