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Premiums 2027

Visana premiums 2027

Official FOPH premiums · 26 cantons · around 553'000 insured

In 2027, Visana becomes 4.3% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.

+4.3%
versus 2026
1 of 26
cantons among the 3 cheapestiCheapest offer, adults without accident cover, deductible 2'500, region 1 of each canton.
CHF 1'069
less per year with a savings model at VisanaiFamily doctor, HMO or Telmed instead of the standard model, same benefits. Median across all regions, deductible 2'500, without accident cover.
Compare with your Visana bill →
Price Consistency Rating 2027
Is Visana consistently cheap? Based on FOPH premiums since 2020.
4.9/10
With accident cover, deductible 300 4.7 · With accident cover, deductible 2'500 5.2 · Without accident cover, deductible 300 4.7 · Without accident cover, deductible 2'500 5.2
Price today3.5
Consistency0.0
Loyalty8.8
Discount retention7.4
Tariff continuity7.8
Reserves10.0

Administrative costs 2024: CHF 212 per insured person (average of all insurers CHF 193), 2018: CHF 134. 2025: advertising CHF 12, broker commissions CHF 3. Source: FOPH. All insurers compared

abovergleich Price Consistency Award 2027: Most price-consistent health insurer in the canton of Bern 2027, Visana
Also top in 1 canton. All awards
How we calculate →

Visana 2027 in every canton

Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from Visana in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.

CantonDeductible 300Deductible 2'500
AargauCHF 493.30HMO · Rank 19 of 27CHF 373.40HMO · Rank 18 of 27
Appenzell AusserrhodenCHF 487.10Alternative · Rank 17 of 23CHF 367.10Alternative · Rank 17 of 23
Appenzell InnerrhodenCHF 397.00Alternative · Rank 16 of 23CHF 277.10Alternative · Rank 16 of 23
Basel-LandschaftCHF 579.50HMO · Rank 15 of 23CHF 459.60HMO · Rank 14 of 23
Basel-StadtCHF 631.10HMO · Rank 18 of 23CHF 511.20HMO · Rank 18 of 23
BernCHF 537.10HMO · Rank 4 of 26CHF 417.20HMO · Rank 4 of 26
FribourgCHF 512.20Telmed · Rank 15 of 23CHF 392.20Telmed · Rank 14 of 23
GenevaCHF 659.40HMO · Rank 18 of 21CHF 539.50HMO · Rank 18 of 21
GlarusCHF 452.70Alternative · Rank 11 of 26CHF 332.80Alternative · Rank 11 of 26
GraubündenCHF 497.90HMO · Rank 16 of 24CHF 377.90HMO · Rank 14 of 24
JuraCHF 557.30HMO · Rank 6 of 21CHF 450.40HMO · Rank 9 of 21
LucerneCHF 530.50HMO · Rank 22 of 25CHF 410.60HMO · Rank 21 of 25
NeuchâtelCHF 559.80HMO · Rank 6 of 21CHF 439.80HMO · Rank 5 of 21
NidwaldenCHF 402.70HMO · Rank 5 of 26CHF 282.80HMO · Rank 3 of 26
ObwaldenCHF 411.10Telmed · Rank 7 of 26CHF 291.10Telmed · Rank 8 of 26
SchaffhausenCHF 505.70Telmed · Rank 15 of 23CHF 385.80Telmed · Rank 13 of 23
SchwyzCHF 461.60Telmed · Rank 22 of 28CHF 341.70Telmed · Rank 21 of 28
SolothurnCHF 494.40HMO · Rank 4 of 25CHF 380.30HMO · Rank 9 of 25
St. GallenCHF 544.00HMO · Rank 21 of 25CHF 424.10HMO · Rank 21 of 25
ThurgauCHF 493.90Telmed · Rank 18 of 23CHF 373.90Telmed · Rank 18 of 23
TicinoCHF 669.50HMO · Rank 17 of 21CHF 549.60HMO · Rank 17 of 21
UriCHF 400.70Alternative · Rank 9 of 26CHF 280.80Alternative · Rank 8 of 26
ValaisCHF 488.30Telmed · Rank 10 of 24CHF 368.30Telmed · Rank 10 of 24
VaudCHF 565.70HMO · Rank 7 of 21CHF 445.70HMO · Rank 7 of 21
ZugCHF 342.60Alternative · Rank 7 of 27CHF 222.60Alternative · Rank 5 of 27
ZurichCHF 548.80HMO · Rank 16 of 27CHF 428.90HMO · Rank 14 of 27

Visana models

Besides the standard model with free choice of doctor, Visana offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.

Visana group

Visana belongs to the Visana group. Other insurers in the group with their own premiums: Galenos, sana24.

Cancel Visana

Your cancellation of basic insurance must reach Visana by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:

Visana AG
Weltpoststrasse 19
Postfach
3000 Bern 16

Create a cancellation letter to Visana, ready to print.

Frequently asked questions

How much are Visana premiums rising in 2027?

The standard premium for adults with a 300 deductible rises at Visana by +4.3% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.

Is Visana cheap?

For adults without accident cover and a 2'500 deductible, Visana is among the three cheapest insurers in 1 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.

When is the deadline to cancel Visana?

Your cancellation must reach Visana by 30 November 2026; you then switch on 1 January 2027. Address: Visana AG, Weltpoststrasse 19, Postfach, 3000 Bern 16.

Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology