CSS premiums 2027
In 2027, CSS becomes 7.7% more expensive on average. All insurers together: +5.0%.iStandard model, adults, deductible 300, with accident cover. Average across all cantons, weighted by insured persons. The all-insurer average is the FOPH mean premium.
CSS 2027 in every canton
Example: adult without accident cover (insured through the employer), cheapest offer per month.iMany cantons have two or three premium regions. We show region 1, usually the cities. In rural areas it is often a little cheaper. The calculator shows your exact premium.iThe cheapest offer from CSS in the canton, usually a savings model (family doctor, HMO, Telmed, same benefits). Rank among all insurers: 1 means nobody is cheaper.
| Canton | Deductible 300 | Deductible 2'500 |
|---|---|---|
| Aargau | CHF 479.70Family doctor · Rank 13 of 27 | CHF 360.30Family doctor · Rank 11 of 27 |
| Appenzell Ausserrhoden | CHF 460.10Family doctor · Rank 14 of 23 | CHF 340.80Family doctor · Rank 12 of 23 |
| Appenzell Innerrhoden | CHF 368.40Family doctor · Rank 6 of 23 | CHF 249.10Family doctor · Rank 5 of 23 |
| Basel-Landschaft | CHF 556.20Family doctor · Rank 8 of 23 | CHF 436.90Family doctor · Rank 8 of 23 |
| Basel-Stadt | CHF 565.80Family doctor · Rank 3 of 23 | CHF 446.50Family doctor · Rank 4 of 23 |
| Bern | CHF 534.20Alternative · Rank 3 of 26 | CHF 414.90Alternative · Rank 3 of 26 |
| Fribourg | CHF 520.70Family doctor · Rank 17 of 23 | CHF 401.40Family doctor · Rank 15 of 23 |
| Geneva | CHF 595.90Family doctor · Rank 6 of 21 | CHF 476.50Family doctor · Rank 6 of 21 |
| Glarus | CHF 482.50Family doctor · Rank 21 of 26 | CHF 363.20Family doctor · Rank 21 of 26 |
| Graubünden | CHF 463.20Family doctor · Rank 7 of 24 | CHF 343.90Family doctor · Rank 7 of 24 |
| Jura | CHF 553.60Family doctor · Rank 4 of 21 | CHF 441.10Alternative · Rank 7 of 21 |
| Lucerne | CHF 467.50Family doctor · Rank 11 of 25 | CHF 348.20Family doctor · Rank 11 of 25 |
| Neuchâtel | CHF 575.40Telmed · Rank 11 of 21 | CHF 456.10Telmed · Rank 11 of 21 |
| Nidwalden | CHF 439.40Family doctor · Rank 18 of 26 | CHF 320.10Family doctor · Rank 18 of 26 |
| Obwalden | CHF 419.80Telmed · Rank 12 of 26 | CHF 300.40Telmed · Rank 11 of 26 |
| Schaffhausen | CHF 524.30Family doctor · Rank 18 of 23 | CHF 405.00Family doctor · Rank 18 of 23 |
| Schwyz | CHF 447.30Family doctor · Rank 13 of 28 | CHF 328.00Family doctor · Rank 12 of 28 |
| Solothurn | CHF 517.00Family doctor · Rank 18 of 25 | CHF 397.70Family doctor · Rank 17 of 25 |
| St. Gallen | CHF 486.20Family doctor · Rank 12 of 25 | CHF 366.80Family doctor · Rank 11 of 25 |
| Thurgau | CHF 453.00Family doctor · Rank 11 of 23 | CHF 333.60Family doctor · Rank 11 of 23 |
| Ticino | CHF 600.40Family doctor · Rank 6 of 21 | CHF 488.50Alternative · Rank 9 of 21 |
| Uri | CHF 393.50Family doctor · Rank 6 of 26 | CHF 274.20Family doctor · Rank 4 of 26 |
| Valais | CHF 499.10Family doctor · Rank 16 of 24 | CHF 379.80Family doctor · Rank 16 of 24 |
| Vaud | CHF 566.90Alternative · Rank 9 of 21 | CHF 447.60Alternative · Rank 8 of 21 |
| Zug | CHF 354.90Family doctor · Rank 11 of 27 | CHF 235.60Family doctor · Rank 11 of 27 |
| Zurich | CHF 530.90Family doctor · Rank 10 of 27 | CHF 411.50Family doctor · Rank 9 of 27 |
CSS models
Besides the standard model with free choice of doctor, CSS offers these tariffs in 2027 (not every one in every canton). Benefits are the same in all models, only your first point of contact differs.
- Alternative: Multimed
- Family doctor: Gesundheitspraxisversicherung, Hausarztversicherung Profit
- Telmed: Callmed
Cancel CSS
Your cancellation of basic insurance must reach CSS by 30 November 2026; the postmark does not count. Address according to the FOPH list of licensed health insurers:
CSS Kranken-Versicherung AG
Tribschenstrasse 21
Postfach 2568
6002 Luzern
Create a cancellation letter to CSS, ready to print.
Frequently asked questions
How much are CSS premiums rising in 2027?
The standard premium for adults with a 300 deductible rises at CSS by +7.7% on average, weighted by insured persons per canton. According to the FOPH, the average premium of all insurers rises by 5.0%.
Is CSS cheap?
For adults without accident cover and a 2'500 deductible, CSS is among the three cheapest insurers in 1 of 26 cantons in 2027. How cheap it is for you depends on where you live, your deductible and the model.
When is the deadline to cancel CSS?
Your cancellation must reach CSS by 30 November 2026; you then switch on 1 January 2027. Address: CSS Kranken-Versicherung AG, Tribschenstrasse 21, Postfach 2568, 6002 Luzern.
Source: Federal Office of Public Health (FOPH), premiums 2027 and 2026; insured persons 2025. No liability for accuracy. All insurers · Methodology